Widget Federal Credit Union

Headquarters: Erie, Pennsylvania
Charter: Credit Union
Assets: $480.3M
Fed district: Cleveland

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Widget Federal Credit Union: $30
Widget Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Widget Federal Credit Union: $30
Widget Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Widget Federal Credit Union: $1
Widget Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Widget Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee$10
Excludes VISA Inactive Checking Account (per month) Fee$5
per month
Inactive Savings Account (per month) Fee$5
per month
Monthly Service Fee after 1 year of inactivity$1
per month
Account Research & Reconciliation Fee$20
Bad Address/Unable to Locate (per month) Fee$10
per month

Overdraft & NSF

Overdraft Privilege/Courtesy Pay Fee$30
per item
NSF Returned Item Fee$30
per item
Returned Check Fee$30
per item
Overdraft Protection Transfer Fee$5
per item

ATM & Card

ATM/Debit Card Transactions (at foreign ATM)$1
Card Transactions (at foreign ATM) (audience not stated, treated as personal)$1
per item
ATM/Debit Card Replacement Fee$8
per item
Card Replacement Fee$8
per item
Foreign transaction fee (single-currency)1%of the transaction

Check Services

Teller Check Printing Fee$2
per item
Money Orders$2
per item
Check Printing Fees$4.95
Not compared: Monthly charge, not per item
per month
Stop Payment Fee$25
per item
Check Cashing Fee$2
per transaction
Non-Member ONUS Check Cashing Fee$5
per item
Canadian Check Processing$5
per item
Collection Fee$15
Copy of a Check Fee$2
per item

Account Services

Safe Deposit Box 3x10$40
per year
Legal Processing Fee$25
Account Verification Fee$10
per item

Retirement & IRA

IRA Account Transfer Fee$25
per item

Gift & Prepaid Cards

VISA Gift Cards$4
per item

Other Fees

Duplicate Lien Release Fee$15
Expedited Loan Payment by Phone$5
per item
Mortgage Satisfaction Fee$58.75

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee	$10	Not stated	None
Excludes VISA Inactive Checking Account (per month) Fee	$5	per month	None
Inactive Savings Account (per month) Fee	$5	per month	None
Monthly Service Fee after 1 year of inactivity	$1	per month	None
Account Research & Reconciliation Fee	$20	Not stated	None
Bad Address/Unable to Locate (per month) Fee	$10	per month	None
Overdraft & NSF
Overdraft Privilege/Courtesy Pay Fee	$30	per item	None
NSF Returned Item Fee	$30	per item	None
Returned Check Fee	$30	per item	None
Overdraft Protection Transfer Fee	$5	per item	None
ATM & Card
ATM/Debit Card Transactions (at foreign ATM)	$1	Not stated	None
Card Transactions (at foreign ATM) (audience not stated, treated as personal)	$1	per item	None
ATM/Debit Card Replacement Fee	$8	per item	None
Card Replacement Fee	$8	per item	None
Foreign transaction fee (single-currency)	1%of the transaction	Not stated	None
Check Services
Teller Check Printing Fee	$2	per item	None
Money Orders	$2	per item	None
Check Printing Fees	$4.95Not compared: Monthly charge, not per item	per month	None
Stop Payment Fee	$25	per item	None
Check Cashing Fee	$2	per transaction	None
Non-Member ONUS Check Cashing Fee	$5	per item	None
Canadian Check Processing	$5	per item	None
Collection Fee	$15	Not stated	None
Copy of a Check Fee	$2	per item	None
Account Services
Safe Deposit Box 3x10	$40	per year	None
Legal Processing Fee	$25	Not stated	None
Account Verification Fee	$10	per item	None
Retirement & IRA
IRA Account Transfer Fee	$25	per item	None
Gift & Prepaid Cards
VISA Gift Cards	$4	per item	None
Other Fees
Duplicate Lien Release Fee	$15	Not stated	None
Expedited Loan Payment by Phone	$5	per item	None
Mortgage Satisfaction Fee	$58.75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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