Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Valley Federal Credit Union

Brownsville, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account Fee (180 Days)$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay up to : (Per Transaction)$30Within the typical range ($25–$32 nationally)
At the national median
per transaction · Source
Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Transfer Fee$8Above the typical range ($3–$5 nationally)
$3 above the national median
Source

Check ServicesVerified

1 Stop Payment (Personal Check/ACH)$0Below the typical range ($20–$30 nationally)
$26 below the national median
Source
Money Orders$2.55Within the typical range ($1.50–$3 nationally)
$0.55 above the national median
Source
Share Draft (Checking) Account Services | Fax copy of a check$6Above the typical range ($2–$5 nationally)
$3 above the national median
Source
Visa Cards with Reward Points (UCHOOSEREWARDS.COM) | VFCU Official Checks$5Within the typical range ($3–$6 nationally)
At the national median
Source

Account ServicesVerified

& Dismemberment Insurance | Drill Fee$95Above the typical range ($30–$70 nationally)
$50 above the national median
Source
10x10$75Above the typical range ($30–$70 nationally)
$30 above the national median
Source
5x10$55Within the typical range ($30–$70 nationally)
$10 above the national median
Source
Lost Key$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source
Notary Services$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Closed Account Fee (180 Days)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per month	—	Source
Inactive Dormant Accounts (After 18 Months)	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Mailed Paper Statement	$3Within the typical range ($2–$4 nationally)	At the national median	—	—	Source
Monthly Fee of	$8Within the typical range ($3–$10 nationally)	$2.50 above the national median	per month	—	Source
No Monthly Fee, No Minimum Balance	$0Below the typical range ($3–$10 nationally)	$5.50 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay up to : (Per Transaction)	$30Within the typical range ($25–$32 nationally)	At the national median	per transaction	—	Source
Non-Sufficient Funds (NSF)	$30
ATM & CardVerified
Replacement Visa Debit Card	$12Above the typical range ($5–$10 nationally)	$2 above the national median	per transaction	—	Source
Check ServicesVerified
1 Stop Payment (Personal Check/ACH)	$0Below the typical range ($20–$30 nationally)	$26 below the national median	—	—	Source
Money Orders	$2.55
Account ServicesVerified
& Dismemberment Insurance \| Drill Fee	$95Above the typical range ($30–$70 nationally)	$50 above the national median	—	—	Source
10x10	$75

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$119.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$119.1M

Total deposits

$102.9M

Service charge income (year to date)

$923K

Fee income ratio

22.0%

Return on assets

0.29%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 42,910 published fee entries from 2,718 institutions

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