Firstenergy Choice Federal Credit Union

Headquarters: Greensburg, Pennsylvania
Charter: Credit Union
Assets: $51.6M
Fed district: Philadelphia

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Firstenergy Choice Federal Credit Union: $20
Firstenergy Choice Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Firstenergy Choice Federal Credit Union: $15
Firstenergy Choice Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $6, the middle of its prices
Firstenergy Choice Federal Credit Union: $6 to $15
Firstenergy Choice Federal Credit Union: $6 to $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Firstenergy Choice Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Research Fee - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Non-sufficient Funds (NSF) Fee - per item$20
per item
Non-sufficient Funds (NSF) Fee - per item$20
per item
Overdraft Transfer$15

ATM & Card

Visa Debit Card Replacement$3
Visa Debit Card Overnight Delivery$35
International Transactions - Multiple Currency Fee1%of the transaction
International Transactions - Single Currency Fee0.8%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic)$15
Outgoing Wire Transfer (International)$35
Incoming Wire Transfer (Domestic & International)$10

Check Services

Certified Check$5
CU Issued Official CheckNo charge
CU Issued Official Check Stop Payment$15
Stop Payment - per request$6
per item
Stop Payment ACH$6
Check Image through Online BankingNo charge
Copy of Paid Check requested through office$5

Digital & Electronic

Mobile Banking/Mobile DepositNo charge

Cash & Deposit

Returned Deposit Item$20

Account Services

Notary Service - up to 5 items per month (we cannot notarize mortgage documents)No charge
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Visa Gift Card (denominations $10 - $1,000) - per card$2
per item

Other Fees

Statement Copy Request - per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Overdraft Transfer	$15	Not stated	None
ATM & Card
Visa Debit Card Replacement	$3	Not stated	None
Visa Debit Card Overnight Delivery	$35	Not stated	None
International Transactions - Multiple Currency Fee	1%of the transaction	Not stated	None
International Transactions - Single Currency Fee	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$15	Not stated	None
Outgoing Wire Transfer (International)	$35	Not stated	None
Incoming Wire Transfer (Domestic & International)	$10	Not stated	None
Check Services
Certified Check	$5	Not stated	None
CU Issued Official Check	No charge	Not stated	None
CU Issued Official Check Stop Payment	$15	Not stated	None
Stop Payment - per request	$6	per item	None
Stop Payment ACH	$6	Not stated	None
Check Image through Online Banking	No charge	Not stated	None
Copy of Paid Check requested through office	$5	Not stated	None
Digital & Electronic
Mobile Banking/Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$20	Not stated	None
Account Services
Notary Service - up to 5 items per month (we cannot notarize mortgage documents)	No chargeNot compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Visa Gift Card (denominations $10 - $1,000) - per card	$2	per item	None
Other Fees
Statement Copy Request - per statement	$5	Not stated	None

Account Maintenance

Research Fee - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Non-sufficient Funds (NSF) Fee - per item$20
per item
Non-sufficient Funds (NSF) Fee - per item$20
per item
Overdraft Transfer$15

ATM & Card

Visa Debit Card Replacement$3
Visa Debit Card Overnight Delivery$35
International Transactions - Multiple Currency Fee1%of the transaction
International Transactions - Single Currency Fee0.8%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic)$15
Outgoing Wire Transfer (International)$35
Incoming Wire Transfer (Domestic & International)$10

Check Services

Certified Check$5
CU Issued Official CheckNo charge
CU Issued Official Check Stop Payment$15
Stop Payment - per request$6
per item
Stop Payment ACH$6
Check Image through Online BankingNo charge
Copy of Paid Check requested through office$5

Digital & Electronic

Mobile Banking/Mobile DepositNo charge

Cash & Deposit

Returned Deposit Item$20

Account Services

Notary Service - up to 5 items per month (we cannot notarize mortgage documents)No charge
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Visa Gift Card (denominations $10 - $1,000) - per card$2
per item

Other Fees

Fax Service other than CU business$5
Statement Copy Request - per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Overdraft Transfer	$15	Not stated	None
ATM & Card
Visa Debit Card Replacement	$3	Not stated	None
Visa Debit Card Overnight Delivery	$35	Not stated	None
International Transactions - Multiple Currency Fee	1%of the transaction	Not stated	None
International Transactions - Single Currency Fee	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$15	Not stated	None
Outgoing Wire Transfer (International)	$35	Not stated	None
Incoming Wire Transfer (Domestic & International)	$10	Not stated	None
Check Services
Certified Check	$5	Not stated	None
CU Issued Official Check	No charge	Not stated	None
CU Issued Official Check Stop Payment	$15	Not stated	None
Stop Payment - per request	$6	per item	None
Stop Payment ACH	$6	Not stated	None
Check Image through Online Banking	No charge	Not stated	None
Copy of Paid Check requested through office	$5	Not stated	None
Digital & Electronic
Mobile Banking/Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$20	Not stated	None
Account Services
Notary Service - up to 5 items per month (we cannot notarize mortgage documents)	No chargeNot compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Visa Gift Card (denominations $10 - $1,000) - per card	$2	per item	None
Other Fees
Fax Service other than CU business	$5	Not stated	None
Statement Copy Request - per statement	$5	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Firstenergy Choice Federal Credit Union's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Firstenergy Choice Federal Credit Union: $20
Firstenergy Choice Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Firstenergy Choice Federal Credit Union: $15
Firstenergy Choice Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $6, the middle of its prices
Firstenergy Choice Federal Credit Union: $6 to $15
Firstenergy Choice Federal Credit Union: $6 to $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Firstenergy Choice Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Research Fee - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Non-sufficient Funds (NSF) Fee - per item$20
per item
Non-sufficient Funds (NSF) Fee - per item$20
per item
Overdraft Transfer$15

ATM & Card

Visa Debit Card Replacement$3
Visa Debit Card Overnight Delivery$35
International Transactions - Multiple Currency Fee1%of the transaction
International Transactions - Single Currency Fee0.8%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic)$15
Outgoing Wire Transfer (International)$35
Incoming Wire Transfer (Domestic & International)$10

Check Services

Certified Check$5
CU Issued Official CheckNo charge
CU Issued Official Check Stop Payment$15
Stop Payment - per request$6
per item
Stop Payment ACH$6
Check Image through Online BankingNo charge
Copy of Paid Check requested through office$5

Digital & Electronic

Mobile Banking/Mobile DepositNo charge

Cash & Deposit

Returned Deposit Item$20

Account Services

Notary Service - up to 5 items per month (we cannot notarize mortgage documents)No charge
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Visa Gift Card (denominations $10 - $1,000) - per card$2
per item

Other Fees

Statement Copy Request - per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Overdraft Transfer	$15	Not stated	None
ATM & Card
Visa Debit Card Replacement	$3	Not stated	None
Visa Debit Card Overnight Delivery	$35	Not stated	None
International Transactions - Multiple Currency Fee	1%of the transaction	Not stated	None
International Transactions - Single Currency Fee	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$15	Not stated	None
Outgoing Wire Transfer (International)	$35	Not stated	None
Incoming Wire Transfer (Domestic & International)	$10	Not stated	None
Check Services
Certified Check	$5	Not stated	None
CU Issued Official Check	No charge	Not stated	None
CU Issued Official Check Stop Payment	$15	Not stated	None
Stop Payment - per request	$6	per item	None
Stop Payment ACH	$6	Not stated	None
Check Image through Online Banking	No charge	Not stated	None
Copy of Paid Check requested through office	$5	Not stated	None
Digital & Electronic
Mobile Banking/Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$20	Not stated	None
Account Services
Notary Service - up to 5 items per month (we cannot notarize mortgage documents)	No chargeNot compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Visa Gift Card (denominations $10 - $1,000) - per card	$2	per item	None
Other Fees
Statement Copy Request - per statement	$5	Not stated	None

Account Maintenance

Research Fee - per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ACH Non-sufficient Funds (NSF) Fee - per item$20
per item
Non-sufficient Funds (NSF) Fee - per item$20
per item
Overdraft Transfer$15

ATM & Card

Visa Debit Card Replacement$3
Visa Debit Card Overnight Delivery$35
International Transactions - Multiple Currency Fee1%of the transaction
International Transactions - Single Currency Fee0.8%of the transaction

Wire Transfers

Outgoing Wire Transfer (Domestic)$15
Outgoing Wire Transfer (International)$35
Incoming Wire Transfer (Domestic & International)$10

Check Services

Certified Check$5
CU Issued Official CheckNo charge
CU Issued Official Check Stop Payment$15
Stop Payment - per request$6
per item
Stop Payment ACH$6
Check Image through Online BankingNo charge
Copy of Paid Check requested through office$5

Digital & Electronic

Mobile Banking/Mobile DepositNo charge

Cash & Deposit

Returned Deposit Item$20

Account Services

Notary Service - up to 5 items per month (we cannot notarize mortgage documents)No charge
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Visa Gift Card (denominations $10 - $1,000) - per card$2
per item

Other Fees

Fax Service other than CU business$5
Statement Copy Request - per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee - per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ACH Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Non-sufficient Funds (NSF) Fee - per item	$20	per item	None
Overdraft Transfer	$15	Not stated	None
ATM & Card
Visa Debit Card Replacement	$3	Not stated	None
Visa Debit Card Overnight Delivery	$35	Not stated	None
International Transactions - Multiple Currency Fee	1%of the transaction	Not stated	None
International Transactions - Single Currency Fee	0.8%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$15	Not stated	None
Outgoing Wire Transfer (International)	$35	Not stated	None
Incoming Wire Transfer (Domestic & International)	$10	Not stated	None
Check Services
Certified Check	$5	Not stated	None
CU Issued Official Check	No charge	Not stated	None
CU Issued Official Check Stop Payment	$15	Not stated	None
Stop Payment - per request	$6	per item	None
Stop Payment ACH	$6	Not stated	None
Check Image through Online Banking	No charge	Not stated	None
Copy of Paid Check requested through office	$5	Not stated	None
Digital & Electronic
Mobile Banking/Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$20	Not stated	None
Account Services
Notary Service - up to 5 items per month (we cannot notarize mortgage documents)	No chargeNot compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Visa Gift Card (denominations $10 - $1,000) - per card	$2	per item	None
Other Fees
Fax Service other than CU business	$5	Not stated	None
Statement Copy Request - per statement	$5	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.