vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New York median
$10 below the national median$5.75 below the New York median
$10 below the national median$5.75 below the New York median
per item · Institution’s schedule
$10 below the national median$5.75 below the New York median
At the national medianAt the New York median
$10 below the national median$10 below the New York median
per item · Institution’s schedule
$5 below the national median$5 below the New York median
per item · Institution’s schedule
$10 below the national median$10 below the New York median
per item · Institution’s schedule
$24 above the national median$23 above the New York median
per item · Source
$2.50 above the national median$5 above the New York median
per item · Institution’s schedule
$12.50 below the national median$10 below the New York median
per item · Institution’s schedule
$1 below the national median$3 below the New York median
per item · Institution’s schedule
$2.50 below the national median$4.50 below the New York median
per item · After 10 pages · Institution’s schedule
$50 above the national median$25 above the New York median
$5 above the national medianAt the New York median
per item · Institution’s schedule
$5 above the national medianAt the New York median
$5 below the national median$5 below the New York median
per item · Institution’s schedule
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds - Share Drafts - POS/Debit Card NSF | $20Below the typical range ($25–$32 nationally) | $10 below the national median$5.75 below the New York median | — | — | Source |
| Insufficient Funds - Share Drafts/ACH | $20 | ||||
ATM & CardVerified | |||||
| Replacement of Lost or Stolen Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| Wire Transfer - Outgoing Loan Proceeds | $20 | ||||
Check ServicesVerified | |||||
| Credit Card Return Check Fee | $25Above the typical range ($0–$15 nationally) | $24 above the national median$23 above the New York median | per item | — | Source |
| Bill Pay Stop Payment | $30 | ||||
Account ServicesVerified | |||||
| Garnishment, Attorney Fee, Restraining Order, Subpoena or Levys | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the New York median | — | — | Source |
Lending FeesVerified | |||||
| Credit Card Late Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | per item | — | Institution’s schedule |
| Loan Late Fee | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $20Below the typical range ($25–$35 nationally) | $5 below the national median$5 below the New York median | per item | — | Institution’s schedule |
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
17
Under review
0
Assets
$24.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$24.5M
Total deposits
$22.6M
Service charge income (year to date)
$27K
Fee income ratio
2.6%
Return on assets
0.58%
Financial profile · Pro
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| $10 below the national median$5.75 below the New York median |
| per item |
| — |
| Institution’s schedule |
| Return Item Fee | $20Below the typical range ($25–$32 nationally) | $10 below the national median$5.75 below the New York median | — | — | Source |
| $5 below the national median$5 below the New York median |
| per item |
| — |
| Institution’s schedule |
| Wire Transfer - Incoming | $0Below the typical range ($5–$15 nationally) | $10 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| $2.50 above the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Stop Payment (Share Draft Check, ACH) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the New York median | per item | — | Institution’s schedule |
| Check Copies (each) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | per item | — | Institution’s schedule |
| Copies of Share Ledger (After 10 Pages) Per Page | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$4.50 below the New York median | per item | After 10 pages | Institution’s schedule |
| $5 above the national medianAt the New York median |
| — |
| — |
| Source |