Member Preferred Federal Credit Union

Headquarters: Fort Worth, Texas
Charter: Credit Union
Assets: $15.8M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Member Preferred Federal Credit Union: $2.50
Member Preferred Federal Credit Union: $2.50
U.S. median: no median
Overdraft (OD)
Member Preferred Federal Credit Union: $28
Member Preferred Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Member Preferred Federal Credit Union: $28
Member Preferred Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Member Preferred Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service Charge - Monthly on all accounts with an average daily balance of less than $100$2.50
per month
Accounts closed within 90 days of opening$10
Early or excessive withdrawals from Club Account Or Money Market Account$10
Statement Reconciliation - per hour ($25.00 minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statement Fee (members 60 or older exempt)$2
Bad Address$3

Overdraft & NSF

Courtesy Pay (Checking, ATM & ACH)$28
NSF (Checking, ATM & ACH)$28
Overdraft Protection from shares (transfer in $25.00 increments)$5

ATM & Card

ATM use$1
ATM/Debit Card Replacement$5

Wire Transfers

Wire Transfers Out$15

Check Services

Cashier’s Check$2
Stop Pay (must be in writing)$20
Copy of check (first 2 each month are free)$2

Account Services

Levies or Subpoenas$10

Other Fees

Copy of Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Service Charge - Monthly on all accounts with an average daily balance of less than $100	$2.50	per month	None
Accounts closed within 90 days of opening	$10	Not stated	None
Early or excessive withdrawals from Club Account Or Money Market Account	$10	Not stated	None
Statement Reconciliation - per hour ($25.00 minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statement Fee (members 60 or older exempt)	$2	Not stated	None
Bad Address	$3	Not stated	None
Overdraft & NSF
Courtesy Pay (Checking, ATM & ACH)	$28	Not stated	None
NSF (Checking, ATM & ACH)	$28	Not stated	None
Overdraft Protection from shares (transfer in $25.00 increments)	$5	Not stated	None
ATM & Card
ATM use	$1	Not stated	None
ATM/Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers Out	$15	Not stated	None
Check Services
Cashier’s Check	$2	Not stated	None
Stop Pay (must be in writing)	$20	Not stated	None
Copy of check (first 2 each month are free)	$2	Not stated	None
Account Services
Levies or Subpoenas	$10	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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