vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$4.50 below the Alabama median
per month · Source
$1 above the national median$0.50 below the Alabama median
per month · Source
$6 above the national median$4.50 above the Alabama median
per month · Source
$6 above the national median$6 above the Alabama median
per item · Source
$1.50 below the national median$1 below the Alabama median
per month · Source
$45 below the national median$40 below the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Independent Plus Senior Checking Monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.50 below the Alabama median | per month | — | Source |
| Monthly service charge | $7Within the typical range ($4–$10 nationally) | $1 above the national median$0.50 below the Alabama median | per month | — | Source |
| Monthly service charge | $12Above the typical range ($4–$10 nationally) | $6 above the national median$4.50 above the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| We will charge an NSF/Overdraft fee | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the Alabama median | per item | — | Source |
ATM & CardVerified | |||||
| Non-Bank Independent ATM Fees Waived | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Alabama median | per month | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Discount | $0Below the typical range ($30–$70 nationally) | $45 below the national median$40 below the Alabama median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$36
Headline fees published
3 of 15
Published fees
6
Under review
0
Assets
$2.9B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.9B
Total deposits
$2.5B
Service charge income
$1.9M
Fee income ratio
5.6%
Return on assets
0.32%
Branches
34
Service charge income by quarter
Financial profile · Pro
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