BayCoast Bank

Headquarters: Swansea, Massachusetts
Charter: Bank
Assets: $2.9B
Fed district: Boston

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.50, the middle of its prices
BayCoast Bank: $3 to $15
BayCoast Bank: $3 to $15
U.S. median: no median
Overdraft (OD)
BayCoast Bank: $35
BayCoast Bank: $35
U.S. median: no median
Non-Network ATM
BayCoast Bank: $2
BayCoast Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from BayCoast Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance service charge$3
per month
Monthly maintenance service charge$15
per month
Monthly maintenance service charge$10
per month
Monthly maintenance service charge$6
per month
Monthly maintenance service charge$5
per month
Monthly service charge$3
per month · waive our monthly $3.00 service charge if you receive a single direct deposit per statement cycle or maintain an average daily balance of $1,500.00

Overdraft & NSF

Overdraft Fee$35
per item

ATM & Card

ATM service charge (non-BayCoast ATM)$2
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance service charge	$3	per month	None
Monthly maintenance service charge	$15	per month	None
Monthly maintenance service charge	$10	per month	None
Monthly maintenance service charge	$6	per month	None
Monthly maintenance service charge	$5	per month	None
Monthly service charge	$3	per month	waive our monthly $3.00 service charge if you receive a single direct deposit per statement cycle or maintain an average daily balance of $1,500.00
Overdraft & NSF
Overdraft Fee	$35	per item	None
ATM & Card
ATM service charge (non-BayCoast ATM)	$2	per transaction	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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