On The Grid Financial Federal Credit Union

Headquarters: Atlanta, Georgia
Charter: Credit Union
Assets: $45.3M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
On The Grid Financial Federal Credit Union: $5 to $25
On The Grid Financial Federal Credit Union: $5 to $25
U.S. median: no median
Non-Network ATM
On The Grid Financial Federal Credit Union: $1
On The Grid Financial Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
On The Grid Financial Federal Credit Union: $20
On The Grid Financial Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from On The Grid Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactivity Fee$5
per month
Membership Share Dormant Account$5
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address/Returned Mail$5
per month

Overdraft & NSF

Courtesy Pay$25
per item
Overdraft/NSF$5
per item

ATM & Card

ATM Withdrawals$1
per item
Replacement Debit card fee (per occurrence)$10
per item
RUSH Replacement Debit card fee$20

Wire Transfers

Outgoing Wire Transfer: Domestic$20

Check Services

Official Check$5
per item
Stop Payment$35
per item
Collection Items – domestic$10
Collection Items – foreign$15

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Deposit Returned or Other Returned Items$5
per item

Account Services

Process Garnishment or Levy$75
Mortgage Subordination Review Fee$250

Lending Fees

Title Transfer or UCC Filing$25

Other Fees

Photo Copy or Copy of any of the following$5
per item
Loan Skip-A-Payment$35
Refinance an Existing Auto Loan$250

Fee	Amount	Basis	Note
Account Maintenance
Inactivity Fee	$5	per month	None
Membership Share Dormant Account	$5	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address/Returned Mail	$5	per month	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Overdraft/NSF	$5	per item	None
ATM & Card
ATM Withdrawals	$1	per item	None
Replacement Debit card fee (per occurrence)	$10	per item	None
RUSH Replacement Debit card fee	$20	Not stated	None
Wire Transfers
Outgoing Wire Transfer: Domestic	$20	Not stated	None
Check Services
Official Check	$5	per item	None
Stop Payment	$35	per item	None
Collection Items – domestic	$10	Not stated	None
Collection Items – foreign	$15	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposit Returned or Other Returned Items	$5	per item	None
Account Services
Process Garnishment or Levy	$75	Not stated	None
Mortgage Subordination Review Fee	$250	Not stated	None
Lending Fees
Title Transfer or UCC Filing	$25	Not stated	None
Other Fees
Photo Copy or Copy of any of the following	$5	per item	None
Loan Skip-A-Payment	$35	Not stated	None
Refinance an Existing Auto Loan	$250	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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