Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

On The Grid Financial Federal Credit Union

Atlanta, GeorgiaCredit UnionAtlanta Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay$25Within the typical range ($20–$30 nationally)

Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=overdraft; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Courtesy Pay | $25.00/per occurrence – to include repeat presentments" · Source

ATM & CardVerified

ATM Withdrawals$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=atm_non_network; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="ATM Withdrawals | $1.00/each" · Source
Replacement Debit card fee (per occurrence)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=card_replacement; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Replacement Debit card fee (per occurrence) $10.00 RUSH Replacement Debit card fee | $20.00" · Source
RUSH Replacement Debit card fee$20Below the typical range ($30–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=rush_card; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Replacement Debit card fee (per occurrence) $10.00 RUSH Replacement Debit card fee | $20.00" · Source

Wire TransfersVerified

Outgoing Wire Transfer:: Domestic$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=wire_domestic_outgoing; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Domestic $20.00" · Source

Check ServicesVerified

Official Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=cashiers_check; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Official Check | $5.00 each" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=stop_payment; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Stop Payment | $35.00/item" · Source

Digital & ElectronicVerified

Daily Check Card Lim$2,500Above the typical range ($0–$12.50 nationally)
$2,495 above the national median
per day · Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=bill_pay; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Daily Check Card Lim- | $2,500.00 Per | Bill Payment Limits $10,000.00 Per 24 Hours" · Source

Account ServicesVerified

Process Garnishment or Levy$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=garnishment_levy; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Process Garnishment or Levy | $75.00" · Source

Lending FeesVerified

Loan Skip-A-Payment$35Above the typical range ($15–$26.50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=late_payment; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Loan Skip-A-Payment | $35.00 per review occurrence" · Source

Other FeesVerified

FedEx Shipping | Cost plus$5Below the typical range ($19.95–$42.50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=courier_delivery; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="FedEx Shipping | Cost plus $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=overdraft; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Courtesy Pay \| $25.00/per occurrence – to include repeat presentments"	Source
ATM & CardVerified
ATM Withdrawals	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=atm_non_network; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="ATM Withdrawals \| $1.00/each"	Source
Replacement Debit card fee (per occurrence)
Wire TransfersVerified
Outgoing Wire Transfer:: Domestic	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=wire_domestic_outgoing; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Domestic $20.00"	Source
Check ServicesVerified
Official Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=cashiers_check; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Official Check \| $5.00 each"	Source
Stop Payment
Digital & ElectronicVerified
Daily Check Card Lim	$2,500Above the typical range ($0–$12.50 nationally)	$2,495 above the national median	per day	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=bill_pay; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Daily Check Card Lim- \| $2,500.00 Per \| Bill Payment Limits $10,000.00 Per 24 Hours"	Source
Account ServicesVerified
Process Garnishment or Levy	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=garnishment_levy; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Process Garnishment or Levy \| $75.00"	Source
Lending FeesVerified
Loan Skip-A-Payment	$35Above the typical range ($15–$26.50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=late_payment; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="Loan Skip-A-Payment \| $35.00 per review occurrence"	Source
Other FeesVerified
FedEx Shipping \| Cost plus	$5Below the typical range ($19.95–$42.50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #4219. canonical_hint=courier_delivery; text_hash=ccaa467dd16cf3ee64f7fb98e3b9bba0d64cccf3ac00cd377c155432903864db; excerpt="FedEx Shipping \| Cost plus $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$45.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.3M

Total deposits

$38.7M

Service charge income (year to date)

$118K

Fee income ratio

10.8%

Return on assets

-0.02%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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