vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Oklahoma median
per month · Source
$5 above the national median$5 above the Oklahoma median
per quarter · Source
$5 below the national median$2 below the Oklahoma median
per item · Source
$0.50 below the national medianAt the Oklahoma median
$5 below the national median$2.50 below the Oklahoma median
$35 below the national median$45 below the Oklahoma median
At the national medianAt the Oklahoma median
$5.50 above the national median$8 above the Oklahoma median
$1 above the national median$2 above the Oklahoma median
per item · Institution’s schedule
$8 below the national median$1.05 above the Oklahoma median
$3 below the national median$6.05 above the Oklahoma median
$5 above the national median$14.05 above the Oklahoma median
$10 above the national median$19.05 above the Oklahoma median
$30 above the national median$39.05 above the Oklahoma median
$20 above the national median$45 above the Oklahoma median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Checking Account (per month-excluding Freedom Checking) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Oklahoma median | per month | — | Source |
| Dormant Savings Account (per quarter) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Oklahoma median | per quarter | — | Source |
Overdraft & NSFVerified | |||||
| 7 Day Overdraft Processing Fee (one-time per occurrence) - | $25Within the typical range ($25–$33 nationally) | $5 below the national median$2 below the Oklahoma median | per item | — | Source |
ATM & CardVerified | |||||
| Non-FFB ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Oklahoma median | — | — | Source |
| Debit Card Replacement (Card Reorder) - | $5 | ||||
Wire TransfersVerified | |||||
| Incoming Wire Notification or Special Handling | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment - | $33Above the typical range ($20–$30 nationally) | $5.50 above the national median$8 above the Oklahoma median | — | — | Source |
| Temporary Checks (10 per request) | $3 | ||||
Cash & DepositVerified | |||||
| Return Check/Chargeback: Business | $7Below the typical range ($8–$25 nationally) | $8 below the national median$1.05 above the Oklahoma median | — | — | Source |
| Return Check/Chargeback: Incoming | $12 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy (per instance) - | $70Within the typical range ($30–$90 nationally) | $20 above the national median$45 above the Oklahoma median | per item | — | Source |
Retirement & IRAVerified | |||||
| IRA Closing - | $35Within the typical range ($25–$35 nationally) | $10 above the national median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$3.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.0B
Total deposits
$2.5B
Service charge income
$2.1M
Fee income ratio
6.8%
Return on assets
1.36%
Branches
27
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$2.50 below the Oklahoma median |
| — |
| — |
| Source |
| Debit Card Expedited Replacement | $5Below the typical range ($30–$50 nationally) | $35 below the national median$45 below the Oklahoma median | — | — | Source |
| $1 above the national median$2 above the Oklahoma median |
| per item |
| — |
| Institution’s schedule |
| $3 below the national median$6.05 above the Oklahoma median |
| — |
| — |
| Source |
| Return Check/Chargeback: Incoming | $20Within the typical range ($8–$25 nationally) | $5 above the national median$14.05 above the Oklahoma median | — | — | Source |
| Return Check/Chargeback: Outgoing | $25Within the typical range ($8–$25 nationally) | $10 above the national median$19.05 above the Oklahoma median | — | — | Source |
| Return Check/Chargeback: Outgoing Business | $45Above the typical range ($8–$25 nationally) | $30 above the national median$39.05 above the Oklahoma median | — | — | Source |