22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Dakotaland Federal Credit Union · $752M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Dakotaland Federal Credit Union(this institution) | Huron, SD | $752M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arizona Central Federal Credit Union | Phoenix, AZ | $733M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bmi Federal Credit Union | Dublin, OH | $732M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Corda Federal Credit Union | Cedar Rapids, IA | $776M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cornerstone Community Federal Credit Union | Lockport, NY | $730M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cpm Federal Credit Union | North Charleston, SC | $759M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union of Georgia | Woodstock, GA | $766M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Department Of Commerce Federal Credit Union | Washington, DC | $739M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Freedom Federal Credit Union | Springfield, MA | $764M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Generations Community Federal Credit Union | San Antonio, TX | $735M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gfa Federal Credit Union | Gardner, MA | $747M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Granite State Federal Credit Union | Manchester, NH | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Heartland Federal Credit Union | Hutchinson, KS | $726M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Legacy Community Federal Credit Union | Birmingham, AL | $727M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mass. Institute Of Tech. Federal Credit Union | Lexington, MA | $731M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Meridian Trust Federal Credit Union | Cheyenne, WY | $731M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oklahoma Central Federal Credit Union | Tulsa, OK | $760M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Pathways Financial Federal Credit Union | Columbus, OH | $772M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Federal Credit Union | Mountain Home, ID | $744M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Polish National Federal Credit Union | Chicopee, MA | $777M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Primeway Federal Credit Union | Houston, TX | $736M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Profed Federal Credit Union | Fort Wayne, IN | $763M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| R.I.A. Federal Credit Union | Rock Island, IL | $749M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Superior Choice Federal Credit Union | Superior, WI | $730M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First Financial Federal Credit Union | Pasadena, CA | $748M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Usc Federal Credit Union | Los Angeles, CA | $741M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $0, against a peer median of $6.95 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Dakotaland Federal Credit Union’s own schedules, with a source for each figure.
per month
per year
per year
per hour
per hour
per month
per item
per item
per item · 4 per Page
per item
per item
per item
per page · Fax Service (Sending or Receiving, per Page) | $1 per Page
per statement · Printout of Account History/Statement Copy (per Statement) | $2
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | No charge | per month | None |
| Early Account Closing & Immediate Reopen within 90 Days (Checking Only) | $15 | Not stated | None |
| Early Account Closing within 90 Days | $5 | Not stated | None |
| Dormant Inactive Account Fee | $5 | Not stated | None |
| Inactive IRA Fee (If Combined Balance is Under & No Activity for 12 Months) | $10Not compared: Annual charge, not monthly | per year | None |
| Inactive IRA Fee (If Combined Balance is Under $500 & No Activity for 12 Months) | $10Not compared: Annual charge, not monthly | per year | None |
| Account Reconciliation ($15 per Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research ($15 per Minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail/Bad Address/Unable to Locate | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft (per Item-Check, Debit Card or ACH Debit) | $28 | per item | None |
| Returned Check (per Item - Check or ACH) | $28 | per item | None |
ATM & Card | |||
| ATM Transactions at Non-Advantage or Non-In-Balance ATM (per Transaction) | $1.50 | per item | None |
| Replace ATM/Debit Card | $10 | Not stated | None |
| Replacement Card (2-3 Days per Card) | $26 | per item | None |
| Replacement Card (per Card) | $10 | per item | None |
| Replacement Card (Overnight per Card) | $40 | per item | None |
| Replacement Card (Rush Fee) | $50 | Not stated | None |
| Foreign Transaction Fee | $2 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Outgoing | $25 | per item | None |
| Wire Transfer - Domestic Incoming | $10 | per item | None |
| Wire Transfer - Foreign | $50 | Not stated | None |
Check Services | |||
| Cashier's Check (No Fee if Payable to Member, 5 per Month) | $3 | per item | None |
| Stop Payment Order Placed per Order (Check or ACH) | $25 | per item | None |
| Temporary Checks | $2 | per item | 4 per Page |
| Temporary Checks (4 per Page) | $2 | per item | None |
| Check Collection Fee (Dakotaland Federal Credit Union Checks) | $10 | Not stated | None |
| Document Copy Fee (per Item) | $5 | per item | None |
| Photocopy of Check -per Item | $2 | per item | None |
Cash & Deposit | |||
| Cash Advance Fee | $2 | Not stated | None |
| Foreign Credit Card Cash Advance | $5 | Not stated | None |
Account Services | |||
| Levy/Garnishment | $50 | Not stated | None |
Lending Fees | |||
| VISA® Late Payment Fee | $20 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (Out of Custody of Dakotaland Federal Credit Union) | $25 | Not stated | None |
Other Fees | |||
| Fax Service (Sending or Receiving, per Page) | $1Not compared: Charged per page; comparison unavailable | per page | Fax Service (Sending or Receiving, per Page) | $1 per Page |
| Printout of Account History/Statement Copy (per Statement) | $2Not compared: Charged per statement; comparison unavailable | per statement | Printout of Account History/Statement Copy (per Statement) | $2 |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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