Dakotaland Federal Credit Union

Headquarters: Huron, South Dakota
Charter: Credit Union
Assets: $751.6M
Fed district: Minneapolis

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Dakotaland Federal Credit Union: No fee
Dakotaland Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Dakotaland Federal Credit Union: $28
Dakotaland Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Dakotaland Federal Credit Union: $28
Dakotaland Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dakotaland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Early Account Closing & Immediate Reopen within 90 Days (Checking Only)$15
Early Account Closing within 90 Days$5
Dormant Inactive Account Fee$5
Inactive IRA Fee (If Combined Balance is Under & No Activity for 12 Months)$10
Not compared: Annual charge, not monthly
per year
Inactive IRA Fee (If Combined Balance is Under $500 & No Activity for 12 Months)$10
Not compared: Annual charge, not monthly
per year
Account Reconciliation ($15 per Minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research ($15 per Minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Bad Address/Unable to Locate$5
per month

Overdraft & NSF

Overdraft (per Item-Check, Debit Card or ACH Debit)$28
per item
Returned Check (per Item - Check or ACH)$28
per item

ATM & Card

ATM Transactions at Non-Advantage or Non-In-Balance ATM (per Transaction)$1.50
per item
Replace ATM/Debit Card$10
Replacement Card (2-3 Days per Card)$26
per item
Replacement Card (per Card)$10
per item
Replacement Card (Overnight per Card)$40
per item
Replacement Card (Rush Fee)$50
Foreign Transaction Fee$2

Wire Transfers

Wire Transfer - Domestic Outgoing$25
per item
Wire Transfer - Domestic Incoming$10
per item
Wire Transfer - Foreign$50

Check Services

Cashier's Check (No Fee if Payable to Member, 5 per Month)$3
per item
Stop Payment Order Placed per Order (Check or ACH)$25
per item
Temporary Checks$2
per item · 4 per Page
Temporary Checks (4 per Page)$2
per item
Check Collection Fee (Dakotaland Federal Credit Union Checks)$10
Document Copy Fee (per Item)$5
per item
Photocopy of Check -per Item$2
per item

Cash & Deposit

Cash Advance Fee$2
Foreign Credit Card Cash Advance$5

Account Services

Levy/Garnishment$50

Lending Fees

VISA® Late Payment Fee$20

Retirement & IRA

IRA Transfer Fee (Out of Custody of Dakotaland Federal Credit Union)$25

Other Fees

Fax Service (Sending or Receiving, per Page)$1
Not compared: Charged per page; comparison unavailable
per page · Fax Service (Sending or Receiving, per Page) | $1 per Page
Printout of Account History/Statement Copy (per Statement)$2
Not compared: Charged per statement; comparison unavailable
per statement · Printout of Account History/Statement Copy (per Statement) | $2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Early Account Closing & Immediate Reopen within 90 Days (Checking Only)	$15	Not stated	None
Early Account Closing within 90 Days	$5	Not stated	None
Dormant Inactive Account Fee	$5	Not stated	None
Inactive IRA Fee (If Combined Balance is Under & No Activity for 12 Months)	$10Not compared: Annual charge, not monthly	per year	None
Inactive IRA Fee (If Combined Balance is Under $500 & No Activity for 12 Months)	$10Not compared: Annual charge, not monthly	per year	None
Account Reconciliation ($15 per Minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research ($15 per Minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Bad Address/Unable to Locate	$5	per month	None
Overdraft & NSF
Overdraft (per Item-Check, Debit Card or ACH Debit)	$28	per item	None
Returned Check (per Item - Check or ACH)	$28	per item	None
ATM & Card
ATM Transactions at Non-Advantage or Non-In-Balance ATM (per Transaction)	$1.50	per item	None
Replace ATM/Debit Card	$10	Not stated	None
Replacement Card (2-3 Days per Card)	$26	per item	None
Replacement Card (per Card)	$10	per item	None
Replacement Card (Overnight per Card)	$40	per item	None
Replacement Card (Rush Fee)	$50	Not stated	None
Foreign Transaction Fee	$2	Not stated	None
Wire Transfers
Wire Transfer - Domestic Outgoing	$25	per item	None
Wire Transfer - Domestic Incoming	$10	per item	None
Wire Transfer - Foreign	$50	Not stated	None
Check Services
Cashier's Check (No Fee if Payable to Member, 5 per Month)	$3	per item	None
Stop Payment Order Placed per Order (Check or ACH)	$25	per item	None
Temporary Checks	$2	per item	4 per Page
Temporary Checks (4 per Page)	$2	per item	None
Check Collection Fee (Dakotaland Federal Credit Union Checks)	$10	Not stated	None
Document Copy Fee (per Item)	$5	per item	None
Photocopy of Check -per Item	$2	per item	None
Cash & Deposit
Cash Advance Fee	$2	Not stated	None
Foreign Credit Card Cash Advance	$5	Not stated	None
Account Services
Levy/Garnishment	$50	Not stated	None
Lending Fees
VISA® Late Payment Fee	$20	Not stated	None
Retirement & IRA
IRA Transfer Fee (Out of Custody of Dakotaland Federal Credit Union)	$25	Not stated	None
Other Fees
Fax Service (Sending or Receiving, per Page)	$1Not compared: Charged per page; comparison unavailable	per page	Fax Service (Sending or Receiving, per Page) \| $1 per Page
Printout of Account History/Statement Copy (per Statement)	$2Not compared: Charged per statement; comparison unavailable	per statement	Printout of Account History/Statement Copy (per Statement) \| $2

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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