Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not reported
Peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 17, 2026
Call-report figures are for Bank of Lumber City at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,682 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bank of Lumber City's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $0 in Q2 2026, 100% below the same quarter a year earlier ($24K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Bank of Lumber City (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $0 | −$30K | −100.0% |
| Q1 2026 | $30K | −$3K | −9.1% |
| Q4 2025 | $33K | +$4K | +13.8% |
| Q3 2025 | $29K | +$5K | +20.8% |
| Q2 2025 | $24K | −$1K | −4.0% |
| Q1 2025 | $25K | +$11K | +78.6% |
| Q4 2024 | $14K | −$26K | −65.0% |
| Q3 2024 | $40K | −$5K | −11.1% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,682 reported a share above 0% and are counted, Bank of Lumber City left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Bank of Lumber City by share.
They stay out of every comparison until review is done.
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per month
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $2 | per month | None |
Other feesUnder review | |||
| Daily balance required to avoid monthly service charge is fifty dollars ( (audience not stated, treated as personal) | $50 | per month | None |
| Daily balance required to avoid monthly service charge is one thousand dollars ( (audience not stated, treated as personal) | $1,000 | per month | None |
| Excess withdrawal fee will be charged for each in-person debit transaction exceeding two per month (audience not stated, treated as personal) | $1 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Monthly service charge (audience not stated, treated as personal) | $2 | per month | None |
| Withdrawal fee will be charged for each debit transaction exceeding six (6) per Month for checks and in-person debits (audience not stated, treated as personal) | $0.50 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per day
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly service charge | $6 | per month | None |
| Monthly service charge | $10 | per month | None |
Other feesUnder review | |||
| A withdrawal fee will be charged for each debit transaction exceeding six (6) per month for checks and in-person debits | $0.50 | per month | None |
| Daily balance required to avoid service charge | $2,500 | per day | None |
| Monthly service charge (Commercial Interest Checking) | $6 | per month | None |
| Monthly service charge (IMMA Business Account) | $6 | per month | None |
| Monthly service charge (New Regular Business Checking) | $10 | per month | None |
| Withdrawal fee will be charged for each debit transaction exceeding six (6) per month for checks and in-person debits | $0.50 | per month | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Bank of Lumber City operates, and what regulators and customers have on file.
Branch footprint
1 offices in 1 state, $1.1M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 1 | $1.1M |
Atlanta-Sandy Springs-Roswell, GA
0% of bank deposits, #77 of 81, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Truist Bank | 23% |
| Bank of America, National Association | 19.8% |
| Wells Fargo Bank, National Association | 14.8% |
| Pinnacle Bank | 6.7% |
| JPMorgan Chase Bank, National Association | 5.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Atlanta-Sandy Springs-Roswell, GA, Bank of Lumber City holds 0% of bank deposits, #77 of 81, with 1 office.
900 offices of 33 institutions shown.
Showing 900 of 1,269 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 81 institutions shown. $255.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time
Only the 2026 survey has Bank of Lumber City in this metro, so there is no trend to show.
Credit unions, reported separately
230 offices of 52 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows