Brazos National Bank

Headquarters: Richwood, Texas
Charter: Bank
Assets: $27.6M
Fed district: Dallas

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.75, the middle of its prices
Brazos National Bank: $7.50 to $10
Brazos National Bank: $7.50 to $10
U.S. median: no median
NSF / Returned Item
Brazos National Bank: $25
Brazos National Bank: $25
U.S. median: no median
Non-Network ATM
Brazos National Bank: $1
Brazos National Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Brazos National Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$10
per month
Maintenance fee$7.50
per month
Low balance fee$6.95
per month
Account closed within 90 days of opening$10
Excess Withdrawals$3
per item
Excess Withdrawals$1
per item

Overdraft & NSF

Nonsufficient funds created by check, in person withdrawal, ATM withdrawal, or other electronic means –$25
per item
OD Protection Transfer$1
per item

ATM & Card

Non-Network ATM$1
per item

Wire Transfers

Wire Transfer (Domestic Out)$15
Not compared: Charged per hour; comparison unavailable
per hour

Check Services

Check printing$0.20
per item
Temporary check$0.20
per item
Collection item (incoming)$7.50
Collection item (outgoing)$10

Cash & Deposit

Deposited checks (and other items) returned unpaid$5

Account Services

Notary$5

Other Fees

Photocopy$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$10	per month	None
Maintenance fee	$7.50	per month	None
Low balance fee	$6.95	per month	None
Account closed within 90 days of opening	$10	Not stated	None
Excess Withdrawals	$3	per item	None
Excess Withdrawals	$1	per item	None
Overdraft & NSF
Nonsufficient funds created by check, in person withdrawal, ATM withdrawal, or other electronic means –	$25	per item	None
OD Protection Transfer	$1	per item	None
ATM & Card
Non-Network ATM	$1	per item	None
Wire Transfers
Wire Transfer (Domestic Out)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Check Services
Check printing	$0.20	per item	None
Temporary check	$0.20	per item	None
Collection item (incoming)	$7.50	Not stated	None
Collection item (outgoing)	$10	Not stated	None
Cash & Deposit
Deposited checks (and other items) returned unpaid	$5	Not stated	None
Account Services
Notary	$5	Not stated	None
Other Fees
Photocopy	$0.25	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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