Fees from its schedule are under review and appear here once review is done.
Know where its fee schedule is? Send the link
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
56th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Mar 11, 2026
Call-report figures are for TruNorth Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | TruNorth Bank's published fee schedule; Bank Fee Index medians | Current schedule | Mar 11, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.4% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (56th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $865K in Q2 2026, 22% above the same quarter a year earlier ($711K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for TruNorth Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $865K | −$51K | −5.6% |
| Q1 2026 | $916K | +$44K | +5.0% |
| Q4 2025 | $872K | +$77K | +9.7% |
| Q3 2025 | $795K | +$84K | +11.8% |
| Q2 2025 | $711K | +$12K | +1.7% |
| Q1 2025 | $699K | −$23K | −3.2% |
| Q4 2024 | $722K | +$344K | +91.0% |
| Q3 2024 | $378K | +$71K | +23.1% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, TruNorth Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to TruNorth Bank by share.
They stay out of every comparison until review is done.
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Account Inactivity (per month) (audience not stated, treated as personal) | $5 | per month | None |
ATM & CardUnder review | |||
| ATM Withdrawal Service Charge (audience not stated, treated as personal) | $1.75 | Not stated | None |
Wire TransfersUnder review | |||
| Domestic Outgoing Wire (audience not stated, treated as personal) | $25 | Not stated | None |
| Domestic Incoming Wire (audience not stated, treated as personal) | $15 | Not stated | None |
| International Outgoing Wire, U.S. Dollars (USD) (audience not stated, treated as personal) | $50 | Not stated | None |
| International Incoming Wire, Foreign Currency (FX) (audience not stated, treated as personal) | $10 | Not stated | None |
| International Incoming Wire, U.S. Dollars (USD) (audience not stated, treated as personal) | $35 | Not stated | None |
Check ServicesUnder review | |||
| Foreign Check (Canadian & non-Canadian plus correspondent’s collection fee) (audience not stated, treated as personal) | $35 | Not stated | None |
Cash & DepositUnder review | |||
| Returned Deposited Item (Consumer Account) (audience not stated, treated as personal) | $6.84 | Not stated | None |
Account ServicesUnder review | |||
| Drilled Box (audience not stated, treated as personal) | $250Not compared: Box drilling or key fee | Not stated | None |
| Lost Safe Deposit Box Key (audience not stated, treated as personal) | $30Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Late Payment (per billing 30 days after the due date) (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
Other feesUnder review | |||
| 8A monthly account fee (audience not stated, treated as personal) | $20 | per month | None |
| 8A monthly account fee of (audience not stated, treated as personal) | $20 | per month | None |
| Account Inactivity (per month) (audience not stated, treated as personal) | $5 | per month | None |
| ATM Withdrawal Service Charge (audience not stated, treated as personal) | $1.75 | Not stated | None |
| Foreign Check (Canadian & non-Canadian plus correspondent’s collection fee) (audience not stated, treated as personal) | $35 | Not stated | None |
| Returned Deposited Item (Consumer Account) (audience not stated, treated as personal) | $6.84 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where TruNorth Bank operates, and what regulators and customers have on file.
Branch footprint
29 offices in 2 states, $2.7B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 29 | $2.7B |
Boston-Cambridge-Newton, MA-NH
0.5% of bank deposits, #18 of 100, up 0.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| State Street Bank and Trust Company | 41.7% |
| Bank of America, National Association | 16% |
| Citizens Bank, National Association | 10.1% |
| Santander Bank, N.A. | 5.7% |
| Eastern Bank | 4.1% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Boston-Cambridge-Newton, MA-NH, TruNorth Bank holds 0.5% of bank deposits, #18 of 100, with 29 offices.
900 offices of 38 institutions shown.
Showing 900 of 1,598 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 100 institutions shown. $580.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.5% share, 29 offices, #18 of 100
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
313 offices of 99 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows