Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Penn Community Bank

Doylestown, PennsylvaniaBankPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research/reconciliation6$30Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Nonsufficient (NSF) or Uncollected Funds 4$35Above the typical range ($25–$31.38 nationally)
$5 above the national median
Source
Overdraft protection transfer, per occurrence$6Above the typical range ($3–$5 nationally)
$1 above the national median
Source

Wire TransfersVerified

Wire Transfers: Incoming, Domestic$12Within the typical range ($5–$15 nationally)
$2 above the national median
Source
Wire Transfers: Incoming, Foreign$20Within the typical range ($10–$25 nationally)
$2.50 above the national median
Source
Wire Transfers: Outgoing, Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfers: Outgoing, Foreign$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Bank check$7Above the typical range ($3–$6 nationally)
$2 above the national median
Source
Canceled check image (digital)$0Below the typical range ($2–$5 nationally)
$3 below the national median
Source
Stop payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Digital & ElectronicVerified

Mobile Deposit$0Within the typical range ($0–$0 nationally)
At the national median
Source
Online Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Source
Zelle® – standard transfer$0Within the typical range ($0–$5.98 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research/reconciliation6	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
Nonsufficient (NSF) or Uncollected Funds 4	$35Above the typical range ($25–$31.38 nationally)	$5 above the national median	—	—	Source
Overdraft protection transfer, per occurrence	$6
ATM & CardVerified
Non-Penn Community Bank network ATM transactions	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfers: Incoming, Domestic	$12Within the typical range ($5–$15 nationally)	$2 above the national median	—	—	Source
Wire Transfers: Incoming, Foreign	$20
Check ServicesVerified
Bank check	$7Above the typical range ($3–$6 nationally)	$2 above the national median	—	—	Source
Canceled check image (digital)	$0
Digital & ElectronicVerified
Mobile Deposit	$0Within the typical range ($0–$0 nationally)	At the national median	—	—	Source
Online Bill Pay	$0
Account ServicesVerified
Notice of Levy/Money Judgement processing	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Fee	$50Above the typical range ($25–$36.25 nationally)	$25 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$3.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.1B

Total deposits

$2.5B

Service charge income

$435K

Fee income ratio

2.0%

Return on assets

0.54%

Branches

Service charge income by quarter

Q2 2026$435K

Q1 2026$412K

Q4 2025$401K

Q3 2025$384K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,944 published fee entries from 2,666 institutions

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