Talbot State Bank

Headquarters: Woodland, Georgia
Charter: Bank
Assets: $51.7M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Talbot State Bank: $27
Talbot State Bank: $27
U.S. median: no median
NSF / Returned Item
Talbot State Bank: $27
Talbot State Bank: $27
U.S. median: no median
Stop Payment
Talbot State Bank: $27
Talbot State Bank: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Talbot State Bank’s own schedules, with a source for each figure.

Account Maintenance

Closed account fee within 90 days$10
Dormant/ Inactive Fee$5
per month
Statement reconciliation/per hour$10
Not compared: Charged per hour; comparison unavailable
per hour · Statement reconciliation/per hour $10.00
Excess Withdrawals (audience not stated, treated as personal)$2
per item

Overdraft & NSF

Overdraft - each overdraft paid$27
per item
Returned Item Fee - each item returned$27
per item

ATM & Card

Replacement of lost ATM Card or Check Card$3

Check Services

Cashier's checks - Customer$5
Cashier's checks - Noncustomers$10
Stop payment$27
per item
Collection items - Customers$10
Collection items - Noncustomers$15

Cash & Deposit

Deposited return items/per item$6
per item

Account Services

Notary Service$5
Safe deposit box - Annual - subject to availability: 10" X 10"$55
per year
Safe deposit box - Annual - subject to availability: 3" X 10"$15
per year
Safe deposit box - Annual - subject to availability: 3" X 5"$10
per year
Safe deposit box - Annual - subject to availability: 5" X 10"$40
per year
Safe deposit box - Annual - subject to availability: 5" X 5"$25
per year
Garnishment/levy$50

Other Fees

Special interim statement$5
Statement printout$3

Fee	Amount	Basis	Note
Account Maintenance
Closed account fee within 90 days	$10	Not stated	None
Dormant/ Inactive Fee	$5	per month	None
Statement reconciliation/per hour	$10Not compared: Charged per hour; comparison unavailable	per hour	Statement reconciliation/per hour $10.00
Excess Withdrawals (audience not stated, treated as personal)	$2	per item	None
Overdraft & NSF
Overdraft - each overdraft paid	$27	per item	None
Returned Item Fee - each item returned	$27	per item	None
ATM & Card
Replacement of lost ATM Card or Check Card	$3	Not stated	None
Check Services
Cashier's checks - Customer	$5	Not stated	None
Cashier's checks - Noncustomers	$10	Not stated	None
Stop payment	$27	per item	None
Collection items - Customers	$10	Not stated	None
Collection items - Noncustomers	$15	Not stated	None
Cash & Deposit
Deposited return items/per item	$6	per item	None
Account Services
Notary Service	$5	Not stated	None
Safe deposit box - Annual - subject to availability: 10" X 10"	$55	per year	None
Safe deposit box - Annual - subject to availability: 3" X 10"	$15	per year	None
Safe deposit box - Annual - subject to availability: 3" X 5"	$10	per year	None
Safe deposit box - Annual - subject to availability: 5" X 10"	$40	per year	None
Safe deposit box - Annual - subject to availability: 5" X 5"	$25	per year	None
Garnishment/levy	$50	Not stated	None
Other Fees
Special interim statement	$5	Not stated	None
Statement printout	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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