WestStar Bank

Headquarters: El Paso, Texas
Charter: Bank
Assets: $3.3B
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
WestStar Bank: $5 to $20
WestStar Bank: $5 to $20
U.S. median: no median
Overdraft (OD)
WestStar Bank: $35
WestStar Bank: $35
U.S. median: no median
NSF / Returned Item
Compared at $23.50, the middle of its prices
WestStar Bank: $12 to $35
WestStar Bank: $12 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from WestStar Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee$5
per month
Monthly Service Fee$20
per month
Personal Checking Monthly Service Fee$8
per month
Account Closure, within 90 days of opening$25
Account Research, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$35
NSF Fee$35
Return Item, special handling$12

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wire Transfer, outgoing$30
Wire Transfer, incoming$15
Wire Transfer, outgoing (foreign currency)$65

Check Services

Stop Payment$30
per item
Temporary Checks$1
per item
Collection Items, foreign with documents$30
Collection Items, incoming/outgoing$15
Collection Items, incoming/outgoing with documents$20

Cash & Deposit

Return Item, chargeback$10

Account Services

Notary ServicesNo charge
Safe Deposit Box (10” x 10” x 22”, annual rental)$100
per year
Safe Deposit Box (3” x 10” x 22”, annual rental)$30
per year
Safe Deposit Box (3” x 5” x 22”, annual rental)$15
per year
Safe Deposit Box (5” x 10” x 22”, annual rental)$50
per year
Safe Deposit Box (5” x 5” x 22”, annual rental)$25
per year
Legal Process$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee	$5	per month	None
Monthly Service Fee	$20	per month	None
Personal Checking Monthly Service Fee	$8	per month	None
Account Closure, within 90 days of opening	$25	Not stated	None
Account Research, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$35	Not stated	None
NSF Fee	$35	Not stated	None
Return Item, special handling	$12	Not stated	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer, outgoing	$30	Not stated	None
Wire Transfer, incoming	$15	Not stated	None
Wire Transfer, outgoing (foreign currency)	$65	Not stated	None
Check Services
Stop Payment	$30	per item	None
Temporary Checks	$1	per item	None
Collection Items, foreign with documents	$30	Not stated	None
Collection Items, incoming/outgoing	$15	Not stated	None
Collection Items, incoming/outgoing with documents	$20	Not stated	None
Cash & Deposit
Return Item, chargeback	$10	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Box (10” x 10” x 22”, annual rental)	$100	per year	None
Safe Deposit Box (3” x 10” x 22”, annual rental)	$30	per year	None
Safe Deposit Box (3” x 5” x 22”, annual rental)	$15	per year	None
Safe Deposit Box (5” x 10” x 22”, annual rental)	$50	per year	None
Safe Deposit Box (5” x 5” x 22”, annual rental)	$25	per year	None
Legal Process	$75	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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