First Dakota National Bank

Headquarters: Yankton, South Dakota
Charter: Bank
Assets: $3.4B
Fed district: Minneapolis

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
First Dakota National Bank: $5 to $25
First Dakota National Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
First Dakota National Bank: $33
First Dakota National Bank: $33
U.S. median: no median
NSF / Returned Item
First Dakota National Bank: $33
First Dakota National Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Dakota National Bank’s own schedules, with a source for each figure.

Account Maintenance

Community Checking Monthly fee (audience not stated, treated as personal)$5
per month
Service Charges$25
per month
Service charge (daily balance falls below $100.00)$3
per month
Excess Withdrawals$2
per item

Overdraft & NSF

Overdraft paid item fee$33
NSF return Item fee$33

Fee	Amount	Basis	Note
Account Maintenance
Community Checking Monthly fee (audience not stated, treated as personal)	$5	per month	None
Service Charges	$25	per month	None
Service charge (daily balance falls below $100.00)	$3	per month	None
Excess Withdrawals	$2	per item	None
Overdraft & NSF
Overdraft paid item fee	$33	Not stated	None
NSF return Item fee	$33	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Community Checking monthly fee$5
per month
Monthly fee$5
per month
Monthly fee$10
per month

Fee	Amount	Basis	Note
Account Maintenance
Community Checking monthly fee	$5	per month	None
Monthly fee	$5	per month	None
Monthly fee	$10	per month	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
First Dakota National Bank: $5 to $25
First Dakota National Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
First Dakota National Bank: $33
First Dakota National Bank: $33
U.S. median: no median
NSF / Returned Item
First Dakota National Bank: $33
First Dakota National Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Dakota National Bank’s own schedules, with a source for each figure.

Account Maintenance

Community Checking Monthly fee (audience not stated, treated as personal)$5
per month
Service Charges$25
per month
Service charge (daily balance falls below $100.00)$3
per month
Excess Withdrawals$2
per item

Overdraft & NSF

Overdraft paid item fee$33
NSF return Item fee$33

Fee	Amount	Basis	Note
Account Maintenance
Community Checking Monthly fee (audience not stated, treated as personal)	$5	per month	None
Service Charges	$25	per month	None
Service charge (daily balance falls below $100.00)	$3	per month	None
Excess Withdrawals	$2	per item	None
Overdraft & NSF
Overdraft paid item fee	$33	Not stated	None
NSF return Item fee	$33	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Community Checking monthly fee$5
per month
Monthly fee$5
per month
Monthly fee$10
per month

Fee	Amount	Basis	Note
Account Maintenance
Community Checking monthly fee	$5	per month	None
Monthly fee	$5	per month	None
Monthly fee	$10	per month	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.