Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First Dakota National Bank

Yankton, South DakotaBankMinneapolis Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Community Checking Monthly fee$5Within the typical range ($4–$10 nationally)

monthly fee$10

$4 above the national median$5 above the South Dakota median

per month · Source

Monthly service charge$3

$3 below the national median$2 below the South Dakota median

per month · Source

Service charge (daily balance falls below $100.00)$3

$4 below the national median$7 below the South Dakota median

per month · Source

Overdraft & NSFVerified

Overdraft paid item fee$33Within the typical range ($25–$33 nationally)
$3 above the national median$3 above the South Dakota median
Source
NSF return Item fee$33Above the typical range ($25–$32 nationally)
$3 above the national median$3 above the South Dakota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Community Checking Monthly fee	$5Within the typical range ($4–$10 nationally)	$1 below the national medianAt the South Dakota median	per month	—	Source
monthly fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$5 above the South Dakota median	per month	—	Source
Monthly service charge	$3Below the typical range ($4–$10 nationally)	$3 below the national median$2 below the South Dakota median	per month	—	Source
Service charge (daily balance falls below $100.00)	$3Below the typical range ($5–$10 nationally)	$4 below the national median$7 below the South Dakota median	per month	—	Source
Overdraft & NSFVerified
Overdraft paid item fee	$33Within the typical range ($25–$33 nationally)	$3 above the national median$3 above the South Dakota median	—	—	Source
NSF return Item fee	$33

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

6 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$3.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.4B

Total deposits

$3.0B

Service charge income

$584K

Fee income ratio

1.4%

Return on assets

1.87%

Branches

Service charge income by quarter

Q2 2026$584K

Q1 2026$561K

Q4 2025$589K

Q3 2025$593K

Financial profile · Pro

Performance from regulator filings

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Based on 65,408 published fee entries from 3,595 institutions

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