Homestead Savings Bank

Headquarters: Albion, Michigan
Charter: Bank
Assets: $71.6M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Homestead Savings Bank: $10
Homestead Savings Bank: $10
U.S. median: no median
Overdraft (OD)
Homestead Savings Bank: $35
Homestead Savings Bank: $35
U.S. median: no median
Non-Network ATM
Homestead Savings Bank: $2
Homestead Savings Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Homestead Savings Bank · $72M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$63M to $80M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Homestead Savings Bank(this institution)	Albion, MI	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Anchor State Bank	Anchor, IL	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Bearden	Bearden, AR	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Gueydan	Gueydan, LA	$69M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Ontario	Ontario, WI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens National Bank of Crosbyton	Crosbyton, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Conneaut Savings Bank	Conneaut, OH	$77M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Arnett, OK	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers and Merchants Bank of Mound City, Kansas	Mound City, KS	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers State Bank	Booneville, KY	$69M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers State Bank of Trimont	Trimont, MN	$73M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Heritage Bank	Shenandoah, IA	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of South Padre Island	South Padre Island, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Rivers Bank	Paramus, NJ	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haskell National Bank	Haskell, TX	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Highland Federal Savings and Loan Association	Crossville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
McClave State Bank	McClave, CO	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
North County Savings Bank	Red Bud, IL	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Park Bank, National Association	Holmen, WI	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Redemption Bank	Salt Lake City, UT	$78M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sherwood Community Bank	Creighton, MO	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Blanchester	Blanchester, OH	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Howard State Bank, Howard, Kansas	Howard, KS	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Austin State Bank	Port Austin, MI	$68M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The State Bank of Pearl City	Pearl City, IL	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union State Bank	Uniontown, KS	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (11%) above the median of similar-sized banks.

Its published price is $10, against a peer median of $9 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Homestead Savings BankPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Homestead Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee - Wow Checking Account$10
per month
Minimum Balance Fee - Market Rate Savings$25
Minimum Balance Fee - Statement Savings Account$3
Closed Account Fee - If closed within 90 days$25
Dormant Account - Checking (Monthly)$5
per month
Research/Reconciliation - Per Hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Return Mail - No Forwarding Address$5

Overdraft & NSF

Overdraft Fee$35

ATM & Card

ATM Fee - Foreign Atm$2
ATM / Debit Card Reissue Fee$7.50

Wire Transfers

Wire Transfer Out - Canadian$35
Wire Transfer Out - Domestic$35
Wire Transfer Out - International$50

Check Services

Cashier's Check$5
Money Order Purchase$4
Stop Payment$35
Check Cashing Fee - Non Customer$10
Photo Copy - Official Check$5
Photo Copy - Personal Check$5

Cash & Deposit

Returned Deposit Item$7

Account Services

Notary Fee - non customer$10
Safe Deposit Box Annual Rental Fee 10x10$100
per year
Safe Deposit Box Annual Rental Fee 3x10$50
per year
Safe Deposit Box Annual Rental Fee 3x5$40
per year
Safe Deposit Box Annual Rental Fee 5x10$70
per year
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Garnishment/Levy$100
Verification of Deposit$10

Other Fees

Fax Fee$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee - Wow Checking Account	$10	per month	None
Minimum Balance Fee - Market Rate Savings	$25	Not stated	None
Minimum Balance Fee - Statement Savings Account	$3	Not stated	None
Closed Account Fee - If closed within 90 days	$25	Not stated	None
Dormant Account - Checking (Monthly)	$5	per month	None
Research/Reconciliation - Per Hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Return Mail - No Forwarding Address	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	Not stated	None
ATM & Card
ATM Fee - Foreign Atm	$2	Not stated	None
ATM / Debit Card Reissue Fee	$7.50	Not stated	None
Wire Transfers
Wire Transfer Out - Canadian	$35	Not stated	None
Wire Transfer Out - Domestic	$35	Not stated	None
Wire Transfer Out - International	$50	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Order Purchase	$4	Not stated	None
Stop Payment	$35	Not stated	None
Check Cashing Fee - Non Customer	$10	Not stated	None
Photo Copy - Official Check	$5	Not stated	None
Photo Copy - Personal Check	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$7	Not stated	None
Account Services
Notary Fee - non customer	$10	Not stated	None
Safe Deposit Box Annual Rental Fee 10x10	$100	per year	None
Safe Deposit Box Annual Rental Fee 3x10	$50	per year	None
Safe Deposit Box Annual Rental Fee 3x5	$40	per year	None
Safe Deposit Box Annual Rental Fee 5x10	$70	per year	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Fax Fee	$2	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Homestead Savings Bank's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Homestead Savings Bank: $10
Homestead Savings Bank: $10
U.S. median: no median
Overdraft (OD)
Homestead Savings Bank: $35
Homestead Savings Bank: $35
U.S. median: no median
Non-Network ATM
Homestead Savings Bank: $2
Homestead Savings Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Homestead Savings Bank · $72M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$63M to $80M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Homestead Savings Bank(this institution)	Albion, MI	$72M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Anchor State Bank	Anchor, IL	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Bearden	Bearden, AR	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Gueydan	Gueydan, LA	$69M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Ontario	Ontario, WI	$79M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens National Bank of Crosbyton	Crosbyton, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Conneaut Savings Bank	Conneaut, OH	$77M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Arnett, OK	$80M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers and Merchants Bank of Mound City, Kansas	Mound City, KS	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers State Bank	Booneville, KY	$69M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers State Bank of Trimont	Trimont, MN	$73M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Heritage Bank	Shenandoah, IA	$72M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of South Padre Island	South Padre Island, TX	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Five Rivers Bank	Paramus, NJ	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haskell National Bank	Haskell, TX	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Highland Federal Savings and Loan Association	Crossville, TN	$79M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
McClave State Bank	McClave, CO	$79M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
North County Savings Bank	Red Bud, IL	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Park Bank, National Association	Holmen, WI	$76M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Redemption Bank	Salt Lake City, UT	$78M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sherwood Community Bank	Creighton, MO	$78M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Blanchester	Blanchester, OH	$78M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Howard State Bank, Howard, Kansas	Howard, KS	$80M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Austin State Bank	Port Austin, MI	$68M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The State Bank of Pearl City	Pearl City, IL	$73M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union State Bank	Uniontown, KS	$74M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (11%) above the median of similar-sized banks.

Its published price is $10, against a peer median of $9 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Homestead Savings BankPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Homestead Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee - Wow Checking Account$10
per month
Minimum Balance Fee - Market Rate Savings$25
Minimum Balance Fee - Statement Savings Account$3
Closed Account Fee - If closed within 90 days$25
Dormant Account - Checking (Monthly)$5
per month
Research/Reconciliation - Per Hour$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Return Mail - No Forwarding Address$5

Overdraft & NSF

Overdraft Fee$35

ATM & Card

ATM Fee - Foreign Atm$2
ATM / Debit Card Reissue Fee$7.50

Wire Transfers

Wire Transfer Out - Canadian$35
Wire Transfer Out - Domestic$35
Wire Transfer Out - International$50

Check Services

Cashier's Check$5
Money Order Purchase$4
Stop Payment$35
Check Cashing Fee - Non Customer$10
Photo Copy - Official Check$5
Photo Copy - Personal Check$5

Cash & Deposit

Returned Deposit Item$7

Account Services

Notary Fee - non customer$10
Safe Deposit Box Annual Rental Fee 10x10$100
per year
Safe Deposit Box Annual Rental Fee 3x10$50
per year
Safe Deposit Box Annual Rental Fee 3x5$40
per year
Safe Deposit Box Annual Rental Fee 5x10$70
per year
Safe Deposit Box Lost Key Fee$25
Not compared: Box drilling or key fee
Garnishment/Levy$100
Verification of Deposit$10

Other Fees

Fax Fee$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee - Wow Checking Account	$10	per month	None
Minimum Balance Fee - Market Rate Savings	$25	Not stated	None
Minimum Balance Fee - Statement Savings Account	$3	Not stated	None
Closed Account Fee - If closed within 90 days	$25	Not stated	None
Dormant Account - Checking (Monthly)	$5	per month	None
Research/Reconciliation - Per Hour	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Return Mail - No Forwarding Address	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	Not stated	None
ATM & Card
ATM Fee - Foreign Atm	$2	Not stated	None
ATM / Debit Card Reissue Fee	$7.50	Not stated	None
Wire Transfers
Wire Transfer Out - Canadian	$35	Not stated	None
Wire Transfer Out - Domestic	$35	Not stated	None
Wire Transfer Out - International	$50	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Order Purchase	$4	Not stated	None
Stop Payment	$35	Not stated	None
Check Cashing Fee - Non Customer	$10	Not stated	None
Photo Copy - Official Check	$5	Not stated	None
Photo Copy - Personal Check	$5	Not stated	None
Cash & Deposit
Returned Deposit Item	$7	Not stated	None
Account Services
Notary Fee - non customer	$10	Not stated	None
Safe Deposit Box Annual Rental Fee 10x10	$100	per year	None
Safe Deposit Box Annual Rental Fee 3x10	$50	per year	None
Safe Deposit Box Annual Rental Fee 3x5	$40	per year	None
Safe Deposit Box Annual Rental Fee 5x10	$70	per year	None
Safe Deposit Box Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Fax Fee	$2	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.