17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NOW Checking $1 · Basic Checking $3
Compared at $2, the middle of its prices
NSF / Returned Item
Non-Network ATM
Compared at $0.63, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
North Cambridge Co-operative Bank · $87M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| North Cambridge Co-operative Bank(this institution) | Cambridge, MA | $87M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| American State Bank of Grygla | Grygla, MN | $82M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bandera Bank | Bandera, TX | $89M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Lake Village | Lake Village, AR | $91M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of Yates City | Yates City, IL | $89M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Concorde Bank | Blomkest, MN | $88M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eureka Homestead | Metairie, LA | $89M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Farmers and Merchants Bank | Arnett, OK | $80M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank and Trust Company | Minden, NE | $91M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank of Pike | Molena, GA | $87M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First State Bank | Watonga, OK | $90M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Independence State Bank | Independence, WI | $84M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Integrity Bank Plus | Wabasso, MN | $93M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Junction National Bank | Junction, TX | $93M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Miners Exchange Bank | Coeburn, VA | $93M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| New Century Bank | Belleville, KS | $89M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Rockland Savings Bank, FSB | Rockland, ME | $91M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| State Bank of Cold Spring | Cold Spring, MN | $82M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The Atlanta National Bank | Atlanta, IL | $81M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The First National Bank of Manning | Manning, IA | $88M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The First State Bank of Red Wing | Red Wing, MN | $86M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Howard State Bank, Howard, Kansas | Howard, KS | $80M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Ottoville Bank Company | Ottoville, OH | $94M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The State Exchange Bank | Lamont, OK | $90M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Stock Exchange Bank, Caldwell, Kansas | Caldwell, KS | $90M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tri-Valley Bank | Randolph, IA | $83M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $2, the middle of its two prices, against a peer median of $5 among 9 publishing peers.
Its two checking prices are $1 and $3.
$2 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.
Amounts from North Cambridge Co-operative Bank’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance Service Charge | $1 | Not stated | None |
| Maintenance Service Charge | $3 | Not stated | None |
| Abandoned Property Fee | $25 | Not stated | None |
| Research of Account Records (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Insufficient Funds Charge | $22.50 | Not stated | None |
| Overdraft Protection Trans Fee (per daily transfer) | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Per ATM Inquiry Service Charge | $0.50 | Not stated | None |
| Per ATM Withdrawal Service Charge | $0.75 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| VISA International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $20 | Not stated | None |
| Repetitive Domestic Wire | $15 | Not stated | None |
| Incoming Wire | $10 | Not stated | None |
| Foreign Wire | $40 | Not stated | None |
| Repetitive Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Bank Check | $5 | Not stated | None |
| Bank Check | $3 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Money Orders (Senior Citizens per check) | $1 | per item | None |
| Stop Payment Fee ‐ checks & direct debits | $22.50 | Not stated | None |
| Collection Item Fee | $10 | Not stated | None |
Cash & Deposit | |||
| Returned Check Charge | $5 | Not stated | None |
Account Services | |||
| Notary Fee (non-customers) | $1.25 | Not stated | None |
| Attachment or Assignment Fee | $25 | Not stated | None |
| Tax Levy Fee | $25 | Not stated | None |
| Balance Verification Letter | $10 | Not stated | None |
Other Fees | |||
| Interim Statement | $5 | Not stated | None |
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance Service Charge | $1 | Not stated | None |
| Maintenance Service Charge | $3 | Not stated | None |
| Abandoned Property Fee | $25 | Not stated | None |
| Research of Account Records (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Commercial Insufficient Funds Charge | $22.50 | Not stated | None |
| Insufficient Funds Charge | $22.50 | Not stated | None |
| Overdraft Protection Trans Fee (per daily transfer) | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Per ATM Inquiry Service Charge | $0.50 | Not stated | None |
| Per ATM Withdrawal Service Charge | $0.75 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| VISA International Service Assessment | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire | $20 | Not stated | None |
| Repetitive Domestic Wire | $15 | Not stated | None |
| Incoming Wire | $10 | Not stated | None |
| Foreign Wire | $40 | Not stated | None |
| Repetitive Foreign Wire | $30 | Not stated | None |
Check Services | |||
| Bank Check | $5 | Not stated | None |
| Bank Check | $3 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Money Orders (Senior Citizens per check) | $1 | per item | None |
| Stop Payment Fee ‐ checks & direct debits | $22.50 | Not stated | None |
| Collection Item Fee | $10 | Not stated | None |
Cash & Deposit | |||
| Returned Check Charge | $5 | Not stated | None |
Account Services | |||
| Notary Fee (non-customers) | $1.25 | Not stated | None |
| Attachment or Assignment Fee | $25 | Not stated | None |
| Tax Levy Fee | $25 | Not stated | None |
| Balance Verification Letter | $10 | Not stated | None |
Other Fees | |||
| Interim Statement | $5 | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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