First Horizon Bank

Headquarters: Memphis, Tennessee
Charter: Bank
Assets: $84.1B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
First Horizon Bank: $5 to $25
First Horizon Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
First Horizon Bank: $0 to $35
First Horizon Bank: $0 to $35
U.S. median: no median
NSF / Returned Item
First Horizon Bank: No fee
First Horizon Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Horizon Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Monthly Service Charge$5
per month
Monthly Service Charge$10
per month
Quarterly service charge (daily balance falls below $250)$5
Not compared: Quarterly charge, not monthly
per quarter
Service charge (total combined balances in the consumer deposit accounts is less than $5,000)$9
per month
Dormant Account$5
per month
Dormant feeNo charge
Dormant fee$5
Account Research and Records$3
per item
Paper statementsNo charge
Excessive Withdrawal Charge$2
per item

Overdraft & NSF

Overdraft feeNo charge
Overdraft fee on checks, ACH debits$35
Return check/overdraft charges$35
per item
Non-sufficient funds (NSF) feeNo charge
Overdraft protection plan transfer feeNo charge

ATM & Card

Non-First Horizon ATMNo charge
Expedited Card Delivery$30

Wire Transfers

Wire transfers: Domestic$15

Check Services

Cashier's Check$10
Cashier’s check$8
Cashier’s checkNo charge
Stop Payment Requests$37
per item

Digital & Electronic

Bill Pay OnlineNo charge

Cash & Deposit

Charge Back Check Fee$16
per item

Account Services

Notary servicesNo charge

Other Fees

Statement printout$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Monthly Service Charge	$5	per month	None
Monthly Service Charge	$10	per month	None
Quarterly service charge (daily balance falls below $250)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Service charge (total combined balances in the consumer deposit accounts is less than $5,000)	$9	per month	None
Dormant Account	$5	per month	None
Dormant fee	No charge	Not stated	None
Dormant fee	$5	Not stated	None
Account Research and Records	$3	per item	None
Paper statements	No charge	Not stated	None
Excessive Withdrawal Charge	$2	per item	None
Overdraft & NSF
Overdraft fee	No charge	Not stated	None
Overdraft fee on checks, ACH debits	$35	Not stated	None
Return check/overdraft charges	$35	per item	None
Non-sufficient funds (NSF) fee	No charge	Not stated	None
Overdraft protection plan transfer fee	No charge	Not stated	None
ATM & Card
Non-First Horizon ATM	No charge	Not stated	None
Expedited Card Delivery	$30	Not stated	None
Wire Transfers
Wire transfers: Domestic	$15	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Cashier’s check	$8	Not stated	None
Cashier’s check	No charge	Not stated	None
Stop Payment Requests	$37	per item	None
Digital & Electronic
Bill Pay Online	No charge	Not stated	None
Cash & Deposit
Charge Back Check Fee	$16	per item	None
Account Services
Notary services	No charge	Not stated	None
Other Fees
Statement printout	$2	per item	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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