Bandera Bank

Headquarters: Bandera, Texas
Charter: Bank
Assets: $89.3M
Fed district: Dallas

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW Account
Can be waived with a balance of $50 or more.
Bandera Bank: $5
Bandera Bank: $5
U.S. median: no median
Overdraft (OD)
Bandera Bank: $30
Bandera Bank: $30
U.S. median: no median
NSF / Returned Item
Bandera Bank: $30
Bandera Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bandera Bank’s own schedules, with a source for each figure.

Account Maintenance

Per month maintenance fee (audience not stated, treated as personal)$5
per month
Account closed within 90 days of opening$15
Account research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD)$30
per item
Nonsufficient funds (NSF)$30
per item

ATM & Card

Renew or Replace Debit Card$8

Check Services

Cashier's Checks$3
Stop Payment$20
per item
Stop Payment - ACH payments$20

Cash & Deposit

Deposit Chargeback$10

Account Services

Drilled Box Entry$150
Not compared: Box drilling or key fee
Account Garnishments$20
Account Levies$20

Gift & Prepaid Cards

Visa Gift Cards$5

Other Fees

Fax Fee$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Per month maintenance fee (audience not stated, treated as personal)	$5	per month	None
Account closed within 90 days of opening	$15	Not stated	None
Account research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Nonsufficient funds (NSF)	$30	per item	None
ATM & Card
Renew or Replace Debit Card	$8	Not stated	None
Check Services
Cashier's Checks	$3	Not stated	None
Stop Payment	$20	per item	None
Stop Payment - ACH payments	$20	Not stated	None
Cash & Deposit
Deposit Chargeback	$10	Not stated	None
Account Services
Drilled Box Entry	$150Not compared: Box drilling or key fee	Not stated	None
Account Garnishments	$20	Not stated	None
Account Levies	$20	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$5	Not stated	None
Other Fees
Fax Fee	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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