Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bank of Calhoun County

Hardin, IllinoisBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account-DDA$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft (each item) DDA, Prestige Plus, Savings$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Illinois median
per item · Source
Non-Sufficient Funds (NSF) Each Item$20Below the typical range ($25–$32 nationally)
$10 below the national median$10 below the Illinois median
per item · Source

ATM & CardVerified

ATM Surcharge Non-Customer$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$1.12 above the Illinois median
Source
Debit Card Instant Issuance (Reissue lost card)$7Within the typical range ($5–$10 nationally)
$3 below the national median$3 below the Illinois median
Source

Wire TransfersVerified

Wire Transfer – Domestic$25Within the typical range ($20–$25 nationally)
At the national medianAt the Illinois median
Source
Wire Transfer – International$35Below the typical range ($40–$50 nationally)
$15 below the national median$15 below the Illinois median
Source

Check ServicesVerified

Cashier’s Checks$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Illinois median
Source
Stop Payment (all items)$17.50Below the typical range ($20–$30 nationally)
$9.75 below the national median$12 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account-DDA	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Illinois median	per month	—	Source
Account Research	$20Within the typical range ($12–$25 nationally)	$2.50 above the national medianAt the Illinois median	—	—	Source
Overdraft & NSFVerified
Overdraft (each item) DDA, Prestige Plus, Savings	$20Below the typical range ($25–$33 nationally)	$10 below the national median$10 below the Illinois median	per item	—	Source
Non-Sufficient Funds (NSF) Each Item	$20
ATM & CardVerified
ATM Surcharge Non-Customer	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$1.12 above the Illinois median	—	—	Source
Debit Card Instant Issuance (Reissue lost card)	$7
Wire TransfersVerified
Wire Transfer – Domestic	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Illinois median	—	—	Source
Wire Transfer – International	$35
Check ServicesVerified
Cashier’s Checks	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Illinois median	—	—	Source
Stop Payment (all items)	$17.50
Account ServicesVerified
Notary Public – Non-Customer	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median$1 above the Illinois median	—	—	Source
Retirement & IRAVerified
IRA transfer from Bank of Calhoun County	$25Within the typical range ($25–$35 nationally)	At the national median$1.50 below the Illinois median	—	—	Source
Other FeesVerified
Fax (Incoming or Outgoing) -Non Customer	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Illinois median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

13 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$99.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$99.5M

Total deposits

$89.7M

Service charge income

$13K

Fee income ratio

1.5%

Return on assets

1.20%

Branches

Service charge income by quarter

Q2 2026$13K

Q1 2026$13K

Q4 2025$16K

Q3 2025$16K

Financial profile · Pro

Performance from regulator filings

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Based on 65,278 published fee entries from 3,588 institutions

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