Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First State Bank Minnesota

Le Roy, MinnesotaBankMinneapolis Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$1Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$30Within the typical range ($25–$33 nationally)
At the national medianAt the Minnesota median
per item · Source
Returned Item Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$4 below the Minnesota median
per item · Source
Continuous Overdraft Fee on seventh business day with notice$25Above the typical range ($5–$15 nationally)
$20 above the national median$19 above the Minnesota median
Source

Wire TransfersVerified

Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Minnesota median
Source
Non-customer Incoming Wire Transfer$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Minnesota median
Source
International Outgoing Wire Transfer$40Within the typical range ($40–$50 nationally)
$10 below the national median$10 below the Minnesota median
Source

Check ServicesVerified

Cashier’s Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Minnesota median
Source
Cashier’s Check Over$5Within the typical range ($3–$6 nationally)
At the national medianAt the Minnesota median
Source
Cashier’s Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Minnesota median
Source
Certified Checks$20Above the typical range ($3–$6 nationally)
$15 above the national median$15 above the Minnesota median
per item · Source
Stop Payments$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$15 below the Minnesota median
Source
Check Cashing Non-customer$1Below the typical range ($5–$10 nationally)
$4 below the national median$6.50 below the Minnesota median
Source

Other FeesVerified

Additional Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Minnesota median
Source
Photocopies$0.20Below the typical range ($2–$5 nationally)
$2.80 below the national median$2.80 below the Minnesota median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$1Below the typical range ($5–$10 nationally)	$4 below the national median$4 below the Minnesota median	per month	—	Source
Overdraft & NSFVerified
Overdraft Fee	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Minnesota median	per item	—	Source
Returned Item Fee	$25
Wire TransfersVerified
Outgoing Wire Transfer	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Minnesota median	—	—	Source
Non-customer Incoming Wire Transfer	$15
Check ServicesVerified
Cashier’s Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Minnesota median	—	—	Source
Cashier’s Check Over	$5
Account ServicesVerified
Notary Fee	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$2.25 below the Minnesota median	—	—	Source
Other FeesVerified
Additional Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Minnesota median	—	—	Source
Photocopies	$0.20

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

16 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$105.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$105.9M

Total deposits

$92.5M

Service charge income

$18K

Fee income ratio

1.5%

Return on assets

2.08%

Branches

Service charge income by quarter

Q2 2026$18K

Q1 2026$19K

Q4 2025$18K

Q3 2025$19K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,595 published fee entries from 3,603 institutions

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