The Peoples Bank

Headquarters: Willacoochee, Georgia
Charter: Bank
Assets: $109.3M
Fed district: Atlanta

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Peoples Bank: $12
The Peoples Bank: $12
U.S. median: no median
NSF / Returned Item
The Peoples Bank: $12
The Peoples Bank: $12
U.S. median: no median
Stop Payment
The Peoples Bank: $10
The Peoples Bank: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Peoples Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Balancing/ Research/ Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$12
per item
Insufficient Funds$12
per item

Check Services

Certified Checks$5
per item
Money Orders$2
per item
Stop Payment Charge$10
per item
Check Cashing (audience not stated, treated as personal)1%
Collection Items$5
per item

Account Services

2 X 5 & 3 X 5$12
per year
5 X 5 & 3 X 10$24
per year
Safe Deposit Box 10 X 10$60
per year
Safe Deposit Box 5 X 10$36
per year

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Balancing/ Research/ Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$12	per item	None
Insufficient Funds	$12	per item	None
Check Services
Certified Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment Charge	$10	per item	None
Check Cashing (audience not stated, treated as personal)	1%	Not stated	None
Collection Items	$5	per item	None
Account Services
2 X 5 & 3 X 5	$12	per year	None
5 X 5 & 3 X 10	$24	per year	None
Safe Deposit Box 10 X 10	$60	per year	None
Safe Deposit Box 5 X 10	$36	per year	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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