The Lytle State Bank of Lytle, Texas

Headquarters: Lytle, Texas
Charter: Bank
Assets: $114.6M
Fed district: Dallas
Regulator: FDIC

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 25, 2026

How these figures are measured

Call-report figures are for The Lytle State Bank of Lytle, Texas at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	The Lytle State Bank of Lytle, Texas's published fee schedule; Bank Fee Index medians	Current schedule	Oct 25, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: The Lytle State Bank of Lytle, Texas (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $99K in Q2 2026, 9.2% below the same quarter a year earlier ($109K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Silver Account $7 · Regular Checking $10 · NOW Account $12
Compared at $10, the middle of its prices
The Lytle State Bank of Lytle, Texas: $7 to $12
The Lytle State Bank of Lytle, Texas: $7 to $12
U.S. median: no median
Overdraft (OD)
The Lytle State Bank of Lytle, Texas: $35
The Lytle State Bank of Lytle, Texas: $35
U.S. median: no median
NSF / Returned Item
The Lytle State Bank of Lytle, Texas: $35
The Lytle State Bank of Lytle, Texas: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 12% from Q3 2025 to Q2 2026, to $99K.

Service-charge income, Q2 2026

$99K

$113KQ3 2025

$115KQ4 2025

$99KQ1 2026

$99KQ2 2026

Against the median

The Lytle State Bank of Lytle, TexasMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

The Lytle State Bank of Lytle, Texas · $115M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$110M to $120M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Lytle State Bank of Lytle, Texas(this institution)	Lytle, TX	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of New Madrid	New Madrid, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Bank	Bristow, OK	$119M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Savings Bank	Bethel, OH	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Countryside Bank	Unadilla, NE	$119M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers & Merchants Bank of North Dakota	Tolna, ND	$120M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Mechanics Federal Savings Bank	Bloomfield, IN	$114M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Mutual Bank, FSB	Belpre, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank	Heavener, OK	$113M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First State Bank of Bigfork	Bigfork, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First State Bank of Le Center	Le Center, MN	$110M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Henderson Federal Savings Bank	Henderson, TX	$118M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Metz Banking Company	Nevada, MO	$117M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Mid-Central National Bank	Wadena, MN	$117M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Monroe Savings Bank	Williamstown, NJ	$114M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Peoples Bank of Greensboro	Greensboro, AL	$116M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Portage Bank	Bellevue, WA	$116M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Richland County Bank	Richland Center, WI	$114M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rushford State Bank (Incorporated)	Rushford, MN	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Commercial Bank Of Ozark	Ozark, AL	$115M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
The Farmers State Bank of Brush	Brush, CO	$117M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Granville National Bank	Granville, IL	$118M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Hamilton Bank	Hamilton, MO	$120M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Sardis, TN	$113M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Savings and Loan Company	West Liberty, OH	$110M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Twin Cedars Bank	Bussey, IA	$118M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3 (43%) above the median of similar-sized banks.

Compared at $10, the middle of its three prices, against a peer median of $7 among 13 publishing peers.

Its three checking prices are $7, $10 and $12.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Lytle State Bank of L…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for The Lytle State Bank of Lytle, Texas (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $99K
vs prior quarter: $00.0%; from Q1 2026
vs a year earlier: −$10K−9.2%; from Q2 2025
vs start of range: −$11K−10.0%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: The Lytle State Bank of Lytle, Texas (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$99K	$0	0.0%
Q1 2026	$99K	−$16K	−13.9%
Q4 2025	$115K	+$2K	+1.8%
Q3 2025	$113K	+$4K	+3.7%
Q2 2025	$109K	−$7K	−6.0%
Q1 2025	$116K	−$2K	−1.7%
Q4 2024	$118K	+$8K	+7.3%
Q3 2024	$110K	+$4K	+3.8%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from The Lytle State Bank of Lytle, Texas’s own schedules, with a source for each figure.

Account Maintenance

Service charge fee$12
Service charge fee$10
Service charge fee$7
Account balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge (each overdraft paid)$35
per item
Returned Item Charge$35

ATM & Card

Debit card replacement (lost/stolen debit card)$20

Wire Transfers

Outgoing wire transfer: Customer$35

Check Services

Cashiers check$5
Stop Payment Charge$35
per item
Account statement copy w/check images$10
per item

Cash & Deposit

Chargeback Fee (Deposit Item Return)$10

Account Services

Safe Deposit Box 10 x 10$100
Safe Deposit Box 10 x 3$35
Safe Deposit Box 10 x 5$60
Safe Deposit Box 5 x 3$25

Other Fees

Fax: First page =$5
Photocopies (each page)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Service charge fee	$12	Not stated	None
Service charge fee	$10	Not stated	None
Service charge fee	$7	Not stated	None
Account balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge (each overdraft paid)	$35	per item	None
Returned Item Charge	$35	Not stated	None
ATM & Card
Debit card replacement (lost/stolen debit card)	$20	Not stated	None
Wire Transfers
Outgoing wire transfer: Customer	$35	Not stated	None
Check Services
Cashiers check	$5	Not stated	None
Stop Payment Charge	$35	per item	None
Account statement copy w/check images	$10	per item	None
Cash & Deposit
Chargeback Fee (Deposit Item Return)	$10	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$100	Not stated	None
Safe Deposit Box 10 x 3	$35	Not stated	None
Safe Deposit Box 10 x 5	$60	Not stated	None
Safe Deposit Box 5 x 3	$25	Not stated	None
Other Fees
Fax: First page =	$5	Not stated	None
Photocopies (each page)	$1	per item	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where The Lytle State Bank of Lytle, Texas operates, and what regulators and customers have on file.

Market position

In San Antonio-New Braunfels, TX, The Lytle State Bank of Lytle, Texas holds 0.1% of bank deposits, #40 of 66, with 1 office.

Compare fees with the 53 San Antonio-New Braunfels, TX banks and credit unions in its home-metro peer set →

Offices in the metro

460 offices of 83 institutions shown.

The Lytle State Bank of Lytle, TexasOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: San Antonio-New Braunfels, TX metro (FDIC metro code 41700), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 35 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1USAA Federal Savings Bank52.5%
2Citibank, National Association17.7%
4Bank of America, National Association3.1%
5Wells Fargo Bank, National Association2.7%
6JPMorgan Chase Bank, National Association2.6%
7Broadway National Bank2.2%
8PNC Bank, National Association1.7%
9Jefferson Bank1.5%
40The Lytle State Bank of Lytle, Texas0.1%

9 of 66 institutions shown. $175.0B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: San Antonio-New Braunfels, TX metro (FDIC metro code 41700)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0.1% share, 1 office, #40 of 66

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: San Antonio-New Braunfels, TX metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

139 offices of 21 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

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