Henderson Federal Savings Bank

Headquarters: Henderson, Texas
Charter: Bank
Assets: $117.7M
Fed district: Dallas

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Henderson Federal Savings Bank: $15
Henderson Federal Savings Bank: $15
U.S. median: no median
NSF / Returned Item
Henderson Federal Savings Bank: $15
Henderson Federal Savings Bank: $15
U.S. median: no median
Stop Payment
Henderson Federal Savings Bank: $15
Henderson Federal Savings Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Henderson Federal Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closing Fee (account closed within 60 days of opening)$10
Account Reconciliation (per hour plus additional costs)$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid items$15
per item
Returned items$15
per item

ATM & Card

Lost/reinstated ATM/Debit Card$10

Check Services

Cashier's Check$5
per item
Money Orders$2
per item
Stop Payment$15
Check Cashing (non-customer)$5
per item

Cash & Deposit

Coin Counting (non-customer)10%
Coin Counting (non-customer) (audience not stated, treated as personal)10%
Deposit Items Returned$5
per item

Account Services

Notary Public Service (non-customer)$5
Box Size 10 x 10$75
per year
Box Size 3 x 10$30
per year
Box Size 5 x 10$45
per year
Drill Lock & Replace$300
Not compared: Box drilling or key fee

Other Fees

Fax Service - Send or Receive$0.50
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $0.25 per page

Fee	Amount	Basis	Note
Account Maintenance
Early Closing Fee (account closed within 60 days of opening)	$10	Not stated	None
Account Reconciliation (per hour plus additional costs)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid items	$15	per item	None
Returned items	$15	per item	None
ATM & Card
Lost/reinstated ATM/Debit Card	$10	Not stated	None
Check Services
Cashier's Check	$5	per item	None
Money Orders	$2	per item	None
Stop Payment	$15	Not stated	None
Check Cashing (non-customer)	$5	per item	None
Cash & Deposit
Coin Counting (non-customer)	10%	Not stated	None
Coin Counting (non-customer) (audience not stated, treated as personal)	10%	Not stated	None
Deposit Items Returned	$5	per item	None
Account Services
Notary Public Service (non-customer)	$5	Not stated	None
Box Size 10 x 10	$75	per year	None
Box Size 3 x 10	$30	per year	None
Box Size 5 x 10	$45	per year	None
Drill Lock & Replace	$300Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Service - Send or Receive	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $0.25 per page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Henderson Federal Savings Bank's early account closure changes in our data

We check once a day and send one email covering every change.