vs. U.S. typical range:LowerTypicalHigher
$2 above the national median$8 above the Utah median
per month · Source
$2 below the national median$2 below the Utah median
per month · Source
$7.50 below the national median$5 below the Utah median
$2.50 below the national medianAt the Utah median
$10 below the national median$5 below the Utah median
$5 below the national medianAt the Utah median
$5 below the national medianAt the Utah median
$5 below the national medianAt the Utah median
$15 below the national median$10 below the Utah median
$10 below the national median$5 below the Utah median
$25 below the national median$20 below the Utah median
$15 below the national median$10 below the Utah median
$2 below the national median$2 above the Utah median
At the national median$4 above the Utah median
At the national median$0.62 above the Utah median
$2.50 below the national median$10 above the Utah median
per item · Source
$5 below the national median$15 below the Utah median
Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12477. canonical_hint=check_cashing; text_hash=11a963d12b760c316d827aa9c39fbc479bf604a97ef727c8862ff89570798a4e; excerpt="Collection Items (any fees from our processor are also charged to the customer) | $15.00" · Source
$10 below the national median$11.50 below the Utah median
$7.50 above the national median$8.75 above the Utah median
$55 above the national median$70 above the Utah median
per year · Source
$15 below the national medianAt the Utah median
per year · Source
$30 below the national median$15 below the Utah median
per year · Source
$5 above the national median$20 above the Utah median
per year · Source
$20 below the national median$5 below the Utah median
per year · Source
$25 above the national median$45 above the Utah median
$2 below the national median$1 below the Utah median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly service charge | $8Within the typical range ($4–$10 nationally) | $2 above the national median$8 above the Utah median | per month | — | Source |
| Inactive fee (no activity for 12 mos/DDA and 12 mos/Savings) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Utah median | per month | — | Source |
| Account balancing assistance | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Utah median | — | — | Source |
| Account research | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Utah median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft paid item fee | $20Below the typical range ($25–$33 nationally) | $10 below the national median$5 below the Utah median | — | — | Source |
| Overdraft paid item fee | $25 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national medianAt the Utah median | — | — | Source |
Wire TransfersVerified | |||||
| Online Banking Wire Transfers - Outgoing | $10Below the typical range ($20–$25 nationally) | $15 below the national median$10 below the Utah median | — | — | Source |
| Wire transfers - Wire Out Fee | $15 | ||||
Check ServicesVerified | |||||
| Official Checks - Customer | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 above the Utah median | — | — | Source |
| Official Checks - Non-customer | $5 | ||||
Cash & DepositVerified | |||||
| Cash Advance - Customer | $0Below the typical range ($2–$10 nationally) | $5 below the national median | — | — | Source |
| Cash Advance - Non-customer (Transaction Limits Apply) | $5 | ||||
Account ServicesVerified | |||||
| Notary Service (for Non-Customers) | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$8.75 above the Utah median | — | — | Source |
| Safe Deposit Box 10x10 | $100 | ||||
Other FeesVerified | |||||
| Photocopies/fax | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the Utah median | per item | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 45 others that publish it, 13 lower, 3 the same and 29 higher.
Monthly maintenance
$8.00
Of 49 others that publish it, 25 lower, 3 the same and 21 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$20
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$3.8B
Work at Bank of Utah? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.8B
Total deposits
$3.0B
Service charge income
$175K
Fee income ratio
0.47%
Return on assets
1.28%
Branches
20
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national medianAt the Utah median |
| — |
| — |
| Source |
| NSF returned item fee | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the Utah median | — | — | Source |
| $10 below the national median$5 below the Utah median |
| — |
| — |
| Source |
| Online Banking Wire Transfers - Foreign | $25Below the typical range ($40–$50 nationally) | $25 below the national median$20 below the Utah median | — | — | Source |
| Wire transfers - Foreign Wire Out Fee | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the Utah median | — | — | Source |
| At the national median$4 above the Utah median |
| — |
| — |
| Source |
| Money Orders - Customer | $2Within the typical range ($1.50–$3 nationally) | At the national median$0.62 above the Utah median | — | — | Source |
| Stop payment fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$10 above the Utah median | per item | — | Source |
| Collection Items (any fees from our processor are also charged to the customer) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$15 below the Utah median | — | Knox extract.rules v32 categorized a line held for review from Rosetta artifact #12477. canonical_hint=check_cashing; text_hash=11a963d12b760c316d827aa9c39fbc479bf604a97ef727c8862ff89570798a4e; excerpt="Collection Items (any fees from our processor are also charged to the customer) | $15.00" | Source |
| At the national median |
| — |
| — |
| Source |
| Chargeback fee | $5Below the typical range ($8–$25 nationally) | $10 below the national median$11.50 below the Utah median | — | — | Source |
| $55 above the national median$70 above the Utah median |
| per year |
| — |
| Source |
| Safe Deposit Box 3x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national medianAt the Utah median | per year | — | Source |
| Safe Deposit Box 3x5 | $15Below the typical range ($30–$70 nationally) | $30 below the national median$15 below the Utah median | per year | — | Source |
| Safe Deposit Box 5x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$20 above the Utah median | per year | — | Source |
| Safe Deposit Box 5x5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$5 below the Utah median | per year | — | Source |
| Garnishment processing | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$45 above the Utah median | — | — | Source |