Stoughton Co-operative Bank

Headquarters: Stoughton, Massachusetts
Charter: Bank
Assets: $135.2M
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Stoughton Co-operative Bank: $5 to $35
Stoughton Co-operative Bank: $5 to $35
U.S. median: no median
Non-Network ATM
Stoughton Co-operative Bank: $3
Stoughton Co-operative Bank: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Stoughton Co-operative Bank: $30
Stoughton Co-operative Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Stoughton Co-operative Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Reconcilements -per hour charge -per page charge$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD)$5
Overdraft/Non-Sufficient Funds (NSF) Charge$35

ATM & Card

ATM/POS Activity Charge ( 2) (Non SCB ATM)$3
Lost ATM/Debit Card Fee$20

Wire Transfers

WIRE TRANSFERS: Outgoing Domestic$30
WIRE TRANSFERS: Incoming Domestic$15
WIRE TRANSFERS: Outgoing International$50
WIRE TRANSFERS: Incoming International$30

Check Services

Treasurers Checks$5
ACH Stop Payment$35
Check Stop Payment$35
Encoded Temporary Checks (set of 9)$9
Over the Counter Check$2

Digital & Electronic

Online Bill PayNo charge
Mobile DepositNo charge

Cash & Deposit

Returned Deposited Item Charge ( 1,3)$7.17

Account Services

NotaryNo charge
Lost Safe Deposit Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10" X 10"$160
Safe Deposit Box 3" X 10"$75
Safe Deposit Box 3" X 5"$50
Safe Deposit Box 5" X 10"$120
Safe Deposit Box 5" X 5"$60
Safe Deposit Drilling$250
Not compared: Box drilling or key fee
Attachments, Tax or Court Levy Processing Charge$75
Preparation of Mortgage Subordination$125

Retirement & IRA

Outgoing IRA Trustee Transfer Fee$50

Other Fees

Copies Per Page$2
per item
Duplicate Statement$5
Photocopies Charge (per page)$2
Not compared: Charged per page; comparison unavailable
per page
Letter of Lien Release$30

Fee	Amount	Basis	Note
Account Maintenance
Account Reconcilements -per hour charge -per page charge	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD)	$5	Not stated	None
Overdraft/Non-Sufficient Funds (NSF) Charge	$35	Not stated	None
ATM & Card
ATM/POS Activity Charge ( 2) (Non SCB ATM)	$3	Not stated	None
Lost ATM/Debit Card Fee	$20	Not stated	None
Wire Transfers
WIRE TRANSFERS: Outgoing Domestic	$30	Not stated	None
WIRE TRANSFERS: Incoming Domestic	$15	Not stated	None
WIRE TRANSFERS: Outgoing International	$50	Not stated	None
WIRE TRANSFERS: Incoming International	$30	Not stated	None
Check Services
Treasurers Checks	$5	Not stated	None
ACH Stop Payment	$35	Not stated	None
Check Stop Payment	$35	Not stated	None
Encoded Temporary Checks (set of 9)	$9	Not stated	None
Over the Counter Check	$2	Not stated	None
Digital & Electronic
Online Bill Pay	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item Charge ( 1,3)	$7.17	Not stated	None
Account Services
Notary	No charge	Not stated	None
Lost Safe Deposit Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10" X 10"	$160	Not stated	None
Safe Deposit Box 3" X 10"	$75	Not stated	None
Safe Deposit Box 3" X 5"	$50	Not stated	None
Safe Deposit Box 5" X 10"	$120	Not stated	None
Safe Deposit Box 5" X 5"	$60	Not stated	None
Safe Deposit Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Attachments, Tax or Court Levy Processing Charge	$75	Not stated	None
Preparation of Mortgage Subordination	$125	Not stated	None
Retirement & IRA
Outgoing IRA Trustee Transfer Fee	$50	Not stated	None
Other Fees
Copies Per Page	$2	per item	None
Duplicate Statement	$5	Not stated	None
Photocopies Charge (per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Letter of Lien Release	$30	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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