First Bank and Trust of Memphis

Headquarters: Memphis, Texas
Charter: Bank
Assets: $147.8M
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Research $0 · Traditional Checking $5
Compared at $5, the middle of its prices
First Bank and Trust of Memphis: $0 to $5
First Bank and Trust of Memphis: $0 to $5
U.S. median: no median
Wire Transfer (Domestic Out)
First Bank and Trust of Memphis: $15
First Bank and Trust of Memphis: $15
U.S. median: no median
Stop Payment
First Bank and Trust of Memphis: $10
First Bank and Trust of Memphis: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank and Trust of Memphis’s own schedules, with a source for each figure.

Account Maintenance

Monthly FeeNo charge
per month
Monthly Maintenance$5
Monthly maintenance fee$5
per month

ATM & Card

Debit Card Replacement$5
per item

Wire Transfers

Wire Transfer (Domestic Out)$15
Charge for incoming international wires$15

Check Services

Money OrdersNo charge
Stop Payment$10
per item
Collection Items: IncomingNo charge
Collection Items: Outgoing$25
Copies of Checks: DDA Customers$0.50
per item

Cash & Deposit

Chargebacks$2
per item

Account Services

Notary ServicesNo charge
Garnishment$25
Mortgage Verification of DepositNo charge

Other Fees

Faxes$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy$0.20
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No charge	per month	None
Monthly Maintenance	$5	Not stated	None
Monthly maintenance fee	$5	per month	None
ATM & Card
Debit Card Replacement	$5	per item	None
Wire Transfers
Wire Transfer (Domestic Out)	$15	Not stated	None
Charge for incoming international wires	$15	Not stated	None
Check Services
Money Orders	No charge	Not stated	None
Stop Payment	$10	per item	None
Collection Items: Incoming	No charge	Not stated	None
Collection Items: Outgoing	$25	Not stated	None
Copies of Checks: DDA Customers	$0.50	per item	None
Cash & Deposit
Chargebacks	$2	per item	None
Account Services
Notary Services	No charge	Not stated	None
Garnishment	$25	Not stated	None
Mortgage Verification of Deposit	No charge	Not stated	None
Other Fees
Faxes	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy	$0.20Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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