Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The First National Bank of Moose Lake

Moose Lake, MinnesotaBankMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$10Within the typical range ($5–$10 nationally)

ATM & CardVerified

Debit Card Replacement$7.50Within the typical range ($5–$10 nationally)
$2.50 below the national median$2.50 below the Minnesota median
Source
Expedited Debit Card Shipping$60Above the typical range ($30–$50 nationally)
$20 above the national median$20 above the Minnesota median
Source

Wire TransfersVerified

Wire Transfers, Outgoing Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Minnesota median
Source
Wire Transfers, Outgoing International$15Below the typical range ($40–$50 nationally)
$35 below the national median$35 below the Minnesota median
Source

Check ServicesVerified

Cashier Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Minnesota median
Source
Personal Money Order (PMO)$2Within the typical range ($1.50–$3 nationally)
At the national median$0.75 below the Minnesota median
Source
Stop payment (per request). These fees double for lost checkbook$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Minnesota median
per item · Source
Counter Checks (first five are free)$0.25Below the typical range ($1–$4 nationally)
$1.75 below the national median$0.75 below the Minnesota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Minnesota median	per month	—	Source
Account balancing, reconciliation & research fee per hour	$20Within the typical range ($12–$25 nationally)	$2.50 above the national medianAt the Minnesota median	—	—	Source
Overdraft & NSFVerified
Overdraft fee per item per presentment	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Minnesota median	per item	—	Source
ATM & CardVerified
Debit Card Replacement	$7.50Within the typical range ($5–$10 nationally)	$2.50 below the national median$2.50 below the Minnesota median	—	—	Source
Expedited Debit Card Shipping	$60
Wire TransfersVerified
Wire Transfers, Outgoing Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Minnesota median	—	—	Source
Wire Transfers, Outgoing International	$15
Check ServicesVerified
Cashier Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Minnesota median	—	—	Source
Personal Money Order (PMO)	$2
Cash & DepositVerified
Returned deposit item	$4Below the typical range ($8–$25 nationally)	$11 below the national median$6 below the Minnesota median	—	—	Source
Account ServicesVerified
Garnishment Fee	$25Below the typical range ($30–$90 nationally)	$25 below the national median$42.50 below the Minnesota median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

13 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$133.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$133.7M

Total deposits

$112.4M

Service charge income

$11K

Fee income ratio

0.67%

Return on assets

2.18%

Branches

Service charge income by quarter

Q2 2026$11K

Q1 2026$14K

Q4 2025$13K

Q3 2025$13K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,090 published fee entries from 3,612 institutions

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