vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$0.50 above the New York median
$5 above the national median$0.50 above the New York median
per month · Source
$12.50 above the national median$12.50 above the New York median
per item · Source
At the national median$1 above the New York median
$5 above the national median$9.25 above the New York median
per item · Source
$20 below the national median$15.75 below the New York median
per item · Source
$8.50 above the national median$8.50 above the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
per item · Source
$20 above the national median$20 above the New York median
per day · Source
At the national medianAt the New York median
per day · Source
$2 above the national median$2 above the New York median
per item · Source
$3 above the national median$3 above the New York median
per item · Source
$8 above the national median$8 above the New York median
per item · Source
$1 below the national median$1 below the New York median
per item · Source
$0.50 above the national median$0.15 above the New York median
$2 below the national median$2 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| 3 Dormant fee: Checking Account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | — | — | Source |
| Dormant fee after 1 year of no customer activity | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Account Reconciliation/Research (1 hour minimum) | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12.50 above the New York median | per item | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.95 nationally) | At the national median$1 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds (NSF)/Uncollected Balances (UCF) | $35Above the typical range ($25–$32 nationally) | $5 above the national median$9.25 above the New York median | per item | — | Source |
| Returned Item (Business Account Only) | $10 | ||||
ATM & CardVerified | |||||
| ATM/Check Card Re-issuance | $10Above the typical range ($1–$2.25 nationally) | $8.50 above the national median$8.50 above the New York median | per item | — | Source |
| Other ATM (our customer): Transfers | $2 | ||||
Wire TransfersVerified | |||||
| 5 Business Accounts only. Fee will apply if 1 Aggregate daily deposit (cash, check, wire, ACH) of | $30Above the typical range ($5–$15 nationally) | $20 above the national median$20 above the New York median | per day | — | Source |
| MM or more is received and 2 Withdrawal (cash, check, wire, ACH) of | $10 | ||||
Check ServicesVerified | |||||
| Cashier's/Certified Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Personal Money Order (customer) | $5 | ||||
Cash & DepositVerified | |||||
| Loose Coin Deposit per Roll(DEBIT MEMO) | $0.50Within the typical range ($0–$3 nationally) | $0.50 above the national median$0.15 above the New York median | — | — | Source |
Other FeesVerified | |||||
| Interim Statement | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
5 of 15
Published fees
16
Under review
0
Assets
$4.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.1B
Total deposits
$3.5B
Service charge income
$187K
Fee income ratio
0.55%
Return on assets
1.06%
Branches
22
Service charge income by quarter
Financial profile · Pro
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| $20 below the national median$15.75 below the New York median |
| per item |
| — |
| Source |
| $0.50 above the national median$0.50 above the New York median |
| per item |
| — |
| Source |
| At the national medianAt the New York median |
| per day |
| — |
| Source |
| $3 above the national median$3 above the New York median |
| per item |
| — |
| Source |
| Personal Money Order (non-customer) | $10Above the typical range ($1.50–$3 nationally) | $8 above the national median$8 above the New York median | per item | — | Source |
| Counter Check (Temporary Check) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |