Fees from its schedule are under review and appear here once review is done.
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Total assets
Q4 2025, quarter end
FDIC call report data · Dec 31, 2025
Revenue
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge income
Q4 2025, one quarter
FDIC call report data · Dec 31, 2025
Service-charge share of revenue
46th percentile; peer median 2.2%
FDIC call report data · Dec 31, 2025
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Feb 17, 2026
Call-report figures are for Gogebic Range Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q4 2025 Quarter ended Dec 31, 2025 | Oct 4, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,712 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q4 2025 Quarter ended Dec 31, 2025 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Gogebic Range Bank's published fee schedule; Bank Fee Index medians | Current schedule | Feb 17, 2026 |
Service-charge income by quarter
Q3 2023 to Q4 2025, standalone quarters
Service charges were 2.0% of revenue, below the 2.2% median of 1,712 banks with under $300M in assets (46th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $28K in Q4 2025, 3.7% above the same quarter a year earlier ($27K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Gogebic Range Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q1 2024 to Q4 2025, standalone quarters · 64 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q4 2025 | $28K | $0 | 0.0% |
| Q3 2025 | $28K | −$3K | −9.7% |
| Q2 2025 | $31K | +$5K | +19.2% |
| Q1 2025 | $26K | −$1K | −3.7% |
| Q4 2024 | $27K | +$2K | +8.0% |
| Q3 2024 | $25K | $0 | 0.0% |
| Q2 2024 | $25K | +$1K | +4.2% |
| Q1 2024 | $24K | −$2K | −7.7% |
Financial cohort: 1,800 banks with under $300M in assets filing for Q4 2025; 1,712 reported a share above 0% and are counted, Gogebic Range Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Gogebic Range Bank by share.
They stay out of every comparison until review is done.
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Dormant Checking Account (audience not stated, treated as personal) | $5 | per month | None |
| Account Balancing Assistance (audience not stated, treated as personal) | $25 | Not stated | None |
| Account Research (audience not stated, treated as personal) | $45 | Not stated | None |
Overdraft & NSFUnder review | |||
| Continuous Overdraft Fee (audience not stated, treated as personal) | $3 | per day | None |
| Continuous Overdraft Fee | 3.00 (audience not stated, treated as personal) | $3 | per day | None |
ATM & CardUnder review | |||
| Replace ATM Card or PIN (audience not stated, treated as personal) | $10 | Not stated | None |
Check ServicesUnder review | |||
| Stop Payment - All Items (audience not stated, treated as personal) | $25 | Not stated | None |
| Stop Payment - Check (audience not stated, treated as personal) | $25 | Not stated | None |
Digital & ElectronicUnder review | |||
| Banking - Online Bill Payment (audience not stated, treated as personal) | No charge | Not stated | None |
| CeB - Business Consumer Electronic (Internet) Banking - Online Bill Payment (audience not stated, treated as personal) | No charge | Not stated | None |
| CeB - Consumer Electronic (Internet) Banking - Online Bill Payment (audience not stated, treated as personal) | No charge | Not stated | None |
Account ServicesUnder review | |||
| Garnishments (audience not stated, treated as personal) | $50 | Not stated | None |
Other feesUnder review | |||
| CeB - Business Consumer Electronic (Internet) Banking (audience not stated, treated as personal) | $5 | per month | None |
| CeB - Consumer Electronic (Internet) Banking (audience not stated, treated as personal) | No charge | Not stated | None |
| Change Debit Card PIN (audience not stated, treated as personal) | $1 | Not stated | None |
| Foreign (audience not stated, treated as personal) | $75 | Not stated | None |
| Mobile Banking Check Capture (MBCC) Deposits - per deposited item (audience not stated, treated as personal) | No charge | Not stated | None |
| Special Statement Cutoff (audience not stated, treated as personal) | $2 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Gogebic Range Bank operates, and what regulators and customers have on file.
Branch footprint
4 offices in 1 state, $129.3M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 4 | $129.3M |
Largest competitors nearby
Local market: Gogebic county, MI, around its headquarters.
| 4 in its local market | Deposit share |
|---|---|
| IncredibleBank | 45.9% |
| Flagstar Bank, National Association | 31.1% |
| The First National Bank of Wakefield | 23.1% |
| Gogebic County Federal Credit Union | Credit union |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows