VerifiedCommunity bank, under $300M

Farmers and Merchants Bank

Sylvania, GeorgiaBankAtlanta district

Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$172.1M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 9 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Account Closing Fee$5
one time · Savings account closed within 90 days of open · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account Closing Fee	$5	one time	Savings account closed within 90 days of open	Source
Copy of Statement	$5	per item	—	Source
Overdraft & NSFVerified
Nonsufficient Funds Paid Item Fee	$30	per item	Applies to checks, drafts, and ACH transactions	Source
ATM & CardVerified
Replace Debit Card	$15	per item	—	Source
Wire TransfersVerified
Wire Transfer - Incoming	$10	per item	Incoming wire	Source
Wire Transfer - Outgoing	$25	per item	Outgoing wire	Source
Check ServicesVerified
Cashier's Check	$5	per item	—	Source
Money Order	$2	per item	—	Source
Stop Payment	$30	per item

How the headline fees compare

Published fees

Size and fee revenue