Bank of South Texas

Headquarters: Mcallen, Texas
Charter: Bank
Assets: $174.5M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Bank of South Texas: $4 to $10
Bank of South Texas: $4 to $10
U.S. median: no median
Stop Payment
Bank of South Texas: $30
Bank of South Texas: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Bank of South Texas: $60
Bank of South Texas: $60
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of South Texas’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$6
Monthly Maintenance$8
Monthly Maintenance$4
Monthly Service Charge$10
per month
Monthly Service Charge$5
per month
Account closed within 90 days of opening$25
Account balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3
Undeliverable Mail$5

Overdraft & NSF

Sweep Overdraft protection fee ( Transfer Charge)$12

ATM & Card

ATM cash withdrawal at other bank locations - Dollar Limit$2.50
Not compared: Daily charge, not per item
per day
Replace lost ATM card$5
Replace lost MasterCard Debit Card$5

Wire Transfers

Foreign wire transfers - Outgoing$60

Check Services

Cashier's checks$8
per item
Stop payments$30
per item
Stop payments - checks$30
Temporary checks$0.50
per item
Check cashing fee1%($10 minimum)
Image Copy$1
per item

Cash & Deposit

Deposited checks (and other items) returned unpaid (charge backs)$5

Account Services

Notary fee$5
Safe deposit box - Drilling fee - Key deposit$150
Not compared: Box drilling or key fee
per item
Levies/Garnishments$100
Account verification$20

Other Fees

Copy of previous statement$5
Fax - Outgoing/Incoming$5
Payoff Statement$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$6	Not stated	None
Monthly Maintenance	$8	Not stated	None
Monthly Maintenance	$4	Not stated	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge	$5	per month	None
Account closed within 90 days of opening	$25	Not stated	None
Account balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	Not stated	None
Undeliverable Mail	$5	Not stated	None
Overdraft & NSF
Sweep Overdraft protection fee ( Transfer Charge)	$12	Not stated	None
ATM & Card
ATM cash withdrawal at other bank locations - Dollar Limit	$2.50Not compared: Daily charge, not per item	per day	None
Replace lost ATM card	$5	Not stated	None
Replace lost MasterCard Debit Card	$5	Not stated	None
Wire Transfers
Foreign wire transfers - Outgoing	$60	Not stated	None
Check Services
Cashier's checks	$8	per item	None
Stop payments	$30	per item	None
Stop payments - checks	$30	Not stated	None
Temporary checks	$0.50	per item	None
Check cashing fee	1%($10 minimum)	Not stated	None
Image Copy	$1	per item	None
Cash & Deposit
Deposited checks (and other items) returned unpaid (charge backs)	$5	Not stated	None
Account Services
Notary fee	$5	Not stated	None
Safe deposit box - Drilling fee - Key deposit	$150Not compared: Box drilling or key fee	per item	None
Levies/Garnishments	$100	Not stated	None
Account verification	$20	Not stated	None
Other Fees
Copy of previous statement	$5	Not stated	None
Fax - Outgoing/Incoming	$5	Not stated	None
Payoff Statement	$25	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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