Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Town Center Bank

Frankfort, IllinoisBankChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within 90 days Fee$15Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

An overdraft fee will be charged per item whether the item is paid or$30Within the typical range ($25–$33 nationally)
At the national medianAt the Illinois median
per item · Source
Daily NSF Fee$5Below the typical range ($25–$32 nationally)
$25 below the national median$25 below the Illinois median
per day · Source

Wire TransfersVerified

Wire Transfer Domestic Outgoing$22Within the typical range ($20–$25 nationally)
$3 below the national median$3 below the Illinois median
Source
Wire Transfer Domestic Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Illinois median
Source

Check ServicesVerified

Cashiers Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Illinois median
Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$0.25 below the Illinois median
Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Illinois median
Source
Foreign Checks Deposited Fee$5Below the typical range ($10–$25 nationally)
$15 below the national median$10 below the Illinois median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #6919. canonical_hint=check_cashing; text_hash=7f87ceb840f38ab2583f0fb0184c42183dccd4346e197f40ff0d4f4789db2ee0; excerpt="Foreign Checks Deposited Fee ............................................................................................. $5.00" · Source

Account ServicesVerified

(Attachments, Garnishments, Judgements, Levies, etc): International Outgoing/Incoming$38Within the typical range ($30–$90 nationally)
$12 below the national median$37 below the Illinois median
Source
Legal Documents Processing$25Below the typical range ($30–$100 nationally)
$25 below the national median$25 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closed within 90 days Fee	$15Within the typical range ($10–$25 nationally)	$2.50 below the national median$5 below the Illinois median	—	—	Source
Dormant Account Fee	$6Within the typical range ($5–$10 nationally)	$1 above the national median$1 above the Illinois median	—	—	Source
Account Research Fee (per hour)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$5 above the Illinois median	—	—	Source
Overdraft & NSFVerified
An overdraft fee will be charged per item whether the item is paid or	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Illinois median	per item	—	Source
Daily NSF Fee	$5
Wire TransfersVerified
Wire Transfer Domestic Outgoing	$22Within the typical range ($20–$25 nationally)	$3 below the national median$3 below the Illinois median	—	—	Source
Wire Transfer Domestic Incoming	$15
Check ServicesVerified
Cashiers Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Illinois median	—	—	Source
Money Orders	$2
Cash & DepositVerified
Chargeback Fee	$5Below the typical range ($8–$25 nationally)	$10 below the national median$10 below the Illinois median	—	—	Source
Account ServicesVerified
(Attachments, Garnishments, Judgements, Levies, etc): International Outgoing/Incoming	$38Within the typical range ($30–$90 nationally)	$12 below the national median$37 below the Illinois median	—	—	Source
Legal Documents Processing	$25
Other FeesVerified
Duplicate Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national medianAt the Illinois median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

15 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$180.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$180.6M

Total deposits

$138.3M

Service charge income

$21K

Fee income ratio

1.1%

Return on assets

-0.19%

Branches

Service charge income by quarter

Q2 2026$21K

Q1 2026$22K

Q4 2025$24K

Q3 2025$25K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,804 published fee entries from 3,618 institutions

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