Three fees from its schedule are published so far: minimum balance $15 and 2 more.
Source: its fee schedule, read Oct 23, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
97th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 23, 2026
Call-report figures are for Peoples Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Peoples Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 23, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 8.5% of revenue, above the 2.1% median of 1,681 banks with under $300M in assets (97th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $181K in Q2 2026, 1.1% below the same quarter a year earlier ($183K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
1 of 1 compared published fees sit above the Texas median; 0 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Minimum Balance
Money Market Premium Account
Monthly Maintenance
Non-Network ATM
Fee not identified in the reviewed schedule.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Call reports for Peoples Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $181K | −$8K | −4.2% |
| Q1 2026 | $189K | +$1K | +0.5% |
| Q4 2025 | $188K | −$14K | −6.9% |
| Q3 2025 | $202K | +$19K | +10.4% |
| Q2 2025 | $183K | +$2K | +1.1% |
| Q1 2025 | $181K | −$34K | −15.8% |
| Q4 2024 | $215K | −$12K | −5.3% |
| Q3 2024 | $227K | +$14K | +6.6% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, Peoples Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Peoples Bank by share.
Amounts from Peoples Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Service charge (balance falls below $25,000.00) (audience not stated, treated as personal) | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Service Fee: Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Peoples Bank operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $168.4M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 2 | $168.4M |
Largest competitors nearby
Local market: Lamar county, TX, where it holds the most deposits.
| 10 in its local market | Deposit share |
|---|---|
| First Federal Community Bank, SSB | 25.8% |
| The Liberty National Bank in Paris | 20.9% |
| Farmers Bank & Trust Company | 19.4% |
| Glacier Bank | 14.3% |
| Lamar National Bank | 9% |
This bank holds 9.7% of the deposits there.
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
Enforcement actions
None on file with the Federal Reserve and Texas Department of Banking
The Federal Reserve and Texas Department of Banking have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve and Texas Department of Banking, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows