Texas Bank and Trust Company

Headquarters: Longview, Texas
Charter: Bank
Assets: $4.3B
Fed district: Dallas

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
TBT Preferred Interest Checking
Texas Bank and Trust Company: $8
Texas Bank and Trust Company: $8
U.S. median: no median
NSF / Returned Item
Texas Bank and Trust Company: $30
Texas Bank and Trust Company: $30
U.S. median: no median
Non-Network ATM
Texas Bank and Trust Company: $0.75
Texas Bank and Trust Company: $0.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Texas Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

TBT Preferred Interest Checking Monthly service fee$8
per month
Early Account Closure (closed within 90 days of opening)$25
Account/Statement Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account/Statement Research: $20 per hour
Returned Mail Fee$5

Overdraft & NSF

Return Item Fee$30
Sweep Transfers$5

ATM & Card

Balance inquiry$0.75
Replacement card$5
Express Shipping (domestic U.S. only)$25
Foreign Transaction Fee1%of the transaction
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wires: Outgoing Domestic$25
Wires: Incoming Domestic$5
Wires: Incoming International$15

Check Services

Cashier's Check (customers only)$3
Stop Payment$30
per item
Temporary Checks$5
per item · for 8 checks
Check Copies$1
Not compared: Charged per page; comparison unavailable
per page · Check Copies: $1 per page

Cash & Deposit

Chargebacks$5
per item

Account Services

Notary Services (customers only)No charge
Drilling Fee$175
Not compared: Box drilling or key fee
Key Replacement Fee$15
Not compared: Box drilling or key fee
Late Payment Fee (applied after 30 days)$10
Not compared: Box drilling or key fee
Levy/Garnishment/Government Freeze$100

Gift & Prepaid Cards

Gift Cards (customers only; purchase fee)$3

Other Fees

UPS Shipping Fee$12.50
Statement Copies$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copies: $5 per statement

Fee	Amount	Basis	Note
Account Maintenance
TBT Preferred Interest Checking Monthly service fee	$8	per month	None
Early Account Closure (closed within 90 days of opening)	$25	Not stated	None
Account/Statement Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account/Statement Research: $20 per hour
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Return Item Fee	$30	Not stated	None
Sweep Transfers	$5	Not stated	None
ATM & Card
Balance inquiry	$0.75	Not stated	None
Replacement card	$5	Not stated	None
Express Shipping (domestic U.S. only)	$25	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wires: Outgoing Domestic	$25	Not stated	None
Wires: Incoming Domestic	$5	Not stated	None
Wires: Incoming International	$15	Not stated	None
Check Services
Cashier's Check (customers only)	$3	Not stated	None
Stop Payment	$30	per item	None
Temporary Checks	$5	per item	for 8 checks
Check Copies	$1Not compared: Charged per page; comparison unavailable	per page	Check Copies: $1 per page
Cash & Deposit
Chargebacks	$5	per item	None
Account Services
Notary Services (customers only)	No charge	Not stated	None
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Key Replacement Fee	$15Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee (applied after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment/Government Freeze	$100	Not stated	None
Gift & Prepaid Cards
Gift Cards (customers only; purchase fee)	$3	Not stated	None
Other Fees
UPS Shipping Fee	$12.50	Not stated	None
Statement Copies	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement Copies: $5 per statement

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Texas Bank and Trust Company's safe deposit box changes in our data

We check once a day and send one email covering every change.