vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
$3 above the national median$3 above the Illinois median
per item · Source
$3 above the national median$3 above the Illinois median
per item · Source
$3.50 above the national median$3.75 above the Illinois median
per transaction · Source
$20 above the national median$20 above the Illinois median
$25 above the national median$25 above the Illinois median
$100 above the national median$100 above the Illinois median
$10.50 above the national median$8.50 above the Illinois median
per item · Source
At the national median$0.50 above the Illinois median
$5 above the national median$5 above the Illinois median
$20 below the national median$20 below the Illinois median
per item · Source
$55 above the national median$55 above the Illinois median
per year · Source
$10 above the national median$10 above the Illinois median
per year · Source
$5 below the national median$5 below the Illinois median
per year · Source
$25 above the national median$25 above the Illinois median
per year · Source
At the national median$25 below the Illinois median
At the national median$1 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdrafts — each overdraft paid | $33Within the typical range ($25–$33 nationally) | $3 above the national median$3 above the Illinois median | per item | — | Source |
| Nonsufficient funds (NSF) | $33 | ||||
ATM & CardVerified | |||||
| Foreign ATM card used at the State Bank of Whittington’s ATM | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.75 above the Illinois median | per transaction | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing | $45Above the typical range ($20–$25 nationally) | $20 above the national median$20 above the Illinois median | — | — | Source |
| Wire Transfers: Incoming | $35 | ||||
Check ServicesVerified | |||||
| Stop payments — Specific items | $38Above the typical range ($20–$30 nationally) | $10.50 above the national median$8.50 above the Illinois median | per item | — | Source |
| Temporary Checks: (per package) | $2 | ||||
Account ServicesVerified | |||||
| Lock Box Drilling | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Lost key replacement | $25 | ||||
Other FeesVerified | |||||
| Statement reprint | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Illinois median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$33
Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$180.1M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$180.1M
Total deposits
$159.7M
Service charge income
$151K
Fee income ratio
6.7%
Return on assets
1.25%
Branches
5
Service charge income by quarter
Financial profile · Pro
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| $3 above the national median$3 above the Illinois median |
| per item |
| — |
| Source |
| $25 above the national median$25 above the Illinois median |
| — |
| — |
| Source |
| Wire Transfers: Foreign Outgoing | $150Above the typical range ($40–$50 nationally) | $100 above the national median$100 above the Illinois median | — | — | Source |
| At the national median$0.50 above the Illinois median |
| — |
| — |
| Source |
| $20 below the national median$20 below the Illinois median |
| per item |
| — |
| Source |
| Safe Deposit Box 10X10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$55 above the Illinois median | per year | — | Source |
| Safe Deposit Box 3X10 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 above the Illinois median | per year | — | Source |
| Safe Deposit Box 3X5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Illinois median | per year | — | Source |
| Safe Deposit Box 5X10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Illinois median | per year | — | Source |
| Garnishments and Levies | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the Illinois median | — | — | Source |