Wrentham Co-operative Bank

Headquarters: Wrentham, Massachusetts
Charter: Bank
Assets: $192.6M
Fed district: Boston
Regulator: FDIC

Explore Hamilton View published fees

Compared with Massachusetts

12 of 19

compared fees are above the median.

4 below, 3 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the Massachusetts median
of 19 compared; 4 below, 3 about the same
See the fees
Fee schedule read Oct 25, 2026

How these figures are measured

Call-report figures are for Wrentham Co-operative Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the Massachusetts median	Published fees above the Massachusetts median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Wrentham Co-operative Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 25, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Wrentham Co-operative Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $8K in Q2 2026, about level with the same quarter a year earlier ($8K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
12 of 19 compared published fees sit above the Massachusetts median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Massachusetts medians for fees published by banks and credit unions.

NSF / Returned Item
Wrentham Co-operative Bank: $35
Wrentham Co-operative Bank: $35
Massachusetts median: $2995 publishBoston district median: $29.25192 publishU.S. median: $302,859 publish
Wire Transfer (Domestic Out)
Wrentham Co-operative Bank: $20
Wrentham Co-operative Bank: $20
Massachusetts median: $25109 publishBoston district median: $25202 publishU.S. median: $252,630 publish
Stop Payment
Wrentham Co-operative Bank: $30
Wrentham Co-operative Bank: $30
Massachusetts median: $25127 publishBoston district median: $25240 publishU.S. median: $27.503,349 publish

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 20% from Q3 2025 to Q2 2026, to $8K.

Service-charge income, Q2 2026

$8K

$10KQ3 2025

$7KQ4 2025

$9KQ1 2026

$8KQ2 2026

Against the median

Wrentham Co-operative BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Wrentham Co-operative Bank · $193M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$188M to $197M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Wrentham Co-operative Bank(this institution)	Wrentham, MA	$193M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
BankPacific, Ltd	Hagatna, GU	$192M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bristol Morgan Bank	Oakfield, WI	$191M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Chelsea Savings Bank	Belle Plaine, IA	$197M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Citizens Federal Savings Bank	Leavenworth, KS	$190M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Citizens Savings Bank and Trust Company	Nashville, TN	$188M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Citizens State Bank	Sheldon, IA	$195M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Bank	Topeka, KS	$189M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Farmers Trust & Savings Bank	Williamsburg, IA	$192M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association of Bath	Bath, ME	$189M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Federal Savings Bank of Champaign Urbana	Champaign, IL	$193M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Frederick Community Bank, The	Paxton, IL	$196M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Independence Bank	Independence, OH	$191M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Liberty Bank	Liberty, IL	$194M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Mount Vernon Bank and Trust Company	Mount Vernon, IA	$195M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northern Interstate Bank, N. A.	Norway, MI	$194M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Oklahoma Capital Bank	Tulsa, OK	$196M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples Savings Bank	Wellsburg, IA	$189M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Cincinnatus Savings & Loan Co.	Cincinnati, OH	$193M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Farmers State Bank	Quinton, OK	$194M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
The First National Bank of Absecon	Absecon, NJ	$195M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Malta	Malta, MT	$190M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Peoples Savings Bank	Urbana, OH	$189M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
THE SEILING STATE BANK	Seiling, OK	$195M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Mutual Bank	Concord, NH	$193M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Western Nebraska Bank	Curtis, NE	$193M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Wrentham Co-operative Bank does not publish a monthly maintenance fee in the index.

The peer median is $5 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Wrentham Co-operative Bank does not publish a monthly maintenance fee, so it is not on this chart.

Wrentham Co-operative BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Wrentham Co-operative Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $8K
vs prior quarter: −$1K−11.1%; from Q1 2026
vs a year earlier: $00.0%; from Q2 2025
vs start of range: −$3K−27.3%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Wrentham Co-operative Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$8K	−$1K	−11.1%
Q1 2026	$9K	+$2K	+28.6%
Q4 2025	$7K	−$3K	−30.0%
Q3 2025	$10K	+$2K	+25.0%
Q2 2025	$8K	−$3K	−27.3%
Q1 2025	$11K	+$1K	+10.0%
Q4 2024	$10K	−$1K	−9.1%
Q3 2024	$11K	+$3K	+37.5%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Wrentham Co-operative Bank’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Accounts Closed within 60 Days of Opening$10
Inside the U.S. middle 50% ($10 to $25 nationally)
Escheatment Fee$50
Above the U.S. middle 50% ($5 to $10 nationally)
Research / Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour · Research / Reconciliation | $30.00/hr (1 hour minimum charge)
Returned Mail Fee$5
Not compared: Charged per statement; comparison unavailable
per statement · Returned Mail Fee | $5.00 per statement after 3rd return

Overdraft & NSF

Non Sufficient Funds (NSF) Fee$35
Above the U.S. middle 50% ($25 to $32 nationally)

ATM & Card

Lost/Replacement ATM / Debit Card$15
Above the U.S. middle 50% ($5 to $10 nationally)
Expedited Card$75
Above the U.S. middle 50% ($30 to $50 nationally)

Wire Transfers

Wire Transfers – Domestic$20
Inside the U.S. middle 50% ($20 to $25 nationally)
Wire Transfers – Foreign$40
Inside the U.S. middle 50% ($40 to $50 nationally)

Check Services

Treasurer’s Check$6
Inside the U.S. middle 50% ($3 to $6 nationally)
Money Order$3
Inside the U.S. middle 50% ($2 to $3 nationally)
Stop Payment Order$30
Inside the U.S. middle 50% ($20 to $30 nationally)
Temporary Checks$4
Inside the U.S. middle 50% ($1 to $4 nationally)
Collection Item (domestic and Canadian)$20
Inside the U.S. middle 50% ($10 to $26 nationally)
Collection Item (foreign)$40
Above the U.S. middle 50% ($10 to $26 nationally)
Check Copy$7
Above the U.S. middle 50% ($2 to $5 nationally)

Digital & Electronic

Online Bill PayNo charge
Inside the U.S. middle 50% ($0 to $6 nationally)

Cash & Deposit

Deposit Item Returned (consumer accounts)$7.11
Below the U.S. middle 50% ($9 to $25 nationally)
Charge Per Night Deposit (audience not stated, treated as personal)$2
Below the U.S. middle 50% ($5 to $15 nationally)
Lost Night Deposit Key (audience not stated, treated as personal)$10
Inside the U.S. middle 50% ($5 to $15 nationally)

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Late Fee$10
Not compared: Box drilling or key fee
Lost Key Replacement$25
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (annual rental) (audience not stated, treated as personal)$150
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 2 x 5 (annual rental) (audience not stated, treated as personal)$40
Inside the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 3 x 10 (annual rental) (audience not stated, treated as personal)$75
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 3 x 5 (annual rental) (audience not stated, treated as personal)$45
Inside the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 5 x 10 (annual rental) (audience not stated, treated as personal)$95
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 5 x 5 (annual rental) (audience not stated, treated as personal)$60
Inside the U.S. middle 50% ($32.50 to $60 nationally)
per year
Safe Deposit Box 7 x 10 (annual rental) (audience not stated, treated as personal)$115
Above the U.S. middle 50% ($32.50 to $60 nationally)
per year
Tax Levy / Attachment$75
Inside the U.S. middle 50% ($30 to $87.50 nationally)

Other Fees

Duplicate Statement Copy$7
Above the U.S. middle 50% ($2 to $5 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Accounts Closed within 60 Days of Opening	$10Inside the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Escheatment Fee	$50Above the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Research / Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	Research / Reconciliation \| $30.00/hr (1 hour minimum charge)
Returned Mail Fee	$5Not compared: Charged per statement; comparison unavailable	per statement	Returned Mail Fee \| $5.00 per statement after 3rd return
Overdraft & NSF
Non Sufficient Funds (NSF) Fee	$35Above the U.S. middle 50% ($25 to $32 nationally)	Not stated	None
ATM & Card
Lost/Replacement ATM / Debit Card	$15Above the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Expedited Card	$75Above the U.S. middle 50% ($30 to $50 nationally)	Not stated	None
Wire Transfers
Wire Transfers – Domestic	$20Inside the U.S. middle 50% ($20 to $25 nationally)	Not stated	None
Wire Transfers – Foreign	$40Inside the U.S. middle 50% ($40 to $50 nationally)	Not stated	None
Check Services
Treasurer’s Check	$6Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Order	$3Inside the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
Stop Payment Order	$30Inside the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Temporary Checks	$4Inside the U.S. middle 50% ($1 to $4 nationally)	Not stated	None
Collection Item (domestic and Canadian)	$20Inside the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Collection Item (foreign)	$40Above the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Check Copy	$7Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Digital & Electronic
Online Bill Pay	No chargeInside the U.S. middle 50% ($0 to $6 nationally)	Not stated	None
Cash & Deposit
Deposit Item Returned (consumer accounts)	$7.11Below the U.S. middle 50% ($9 to $25 nationally)	Not stated	None
Charge Per Night Deposit (audience not stated, treated as personal)	$2Below the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Lost Night Deposit Key (audience not stated, treated as personal)	$10Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (annual rental) (audience not stated, treated as personal)	$150Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 2 x 5 (annual rental) (audience not stated, treated as personal)	$40Inside the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 3 x 10 (annual rental) (audience not stated, treated as personal)	$75Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 3 x 5 (annual rental) (audience not stated, treated as personal)	$45Inside the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 5 x 10 (annual rental) (audience not stated, treated as personal)	$95Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 5 x 5 (annual rental) (audience not stated, treated as personal)	$60Inside the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Safe Deposit Box 7 x 10 (annual rental) (audience not stated, treated as personal)	$115Above the U.S. middle 50% ($32.50 to $60 nationally)	per year	None
Tax Levy / Attachment	$75Inside the U.S. middle 50% ($30 to $87.50 nationally)	Not stated	None
Other Fees
Duplicate Statement Copy	$7Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Accounts Closed within 60 Days of Opening$10
Inside the U.S. middle 50% ($10 to $25 nationally)
Escheatment Fee$50
Above the U.S. middle 50% ($5 to $10 nationally)
Research / Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour · Research / Reconciliation | $30.00/hr (1 hour minimum charge)
Returned Mail Fee$5
Not compared: Charged per statement; comparison unavailable
per statement · Returned Mail Fee | $5.00 per statement after 3rd return

Overdraft & NSF

Non Sufficient Funds (NSF) Fee$35
Above the U.S. middle 50% ($25 to $32 nationally)

ATM & Card

Lost/Replacement ATM / Debit Card$15
Above the U.S. middle 50% ($5 to $10 nationally)
Expedited Card$75
Above the U.S. middle 50% ($30 to $50 nationally)

Wire Transfers

Wire Transfers – Domestic$20
Inside the U.S. middle 50% ($20 to $25 nationally)
Wire Transfers – Foreign$40
Inside the U.S. middle 50% ($40 to $50 nationally)

Check Services

Treasurer’s Check$6
Inside the U.S. middle 50% ($3 to $6 nationally)
Money Order$3
Inside the U.S. middle 50% ($2 to $3 nationally)
Stop Payment Order$30
Inside the U.S. middle 50% ($20 to $30 nationally)
Temporary Checks$4
Inside the U.S. middle 50% ($1 to $4 nationally)
Collection Item (domestic and Canadian)$20
Inside the U.S. middle 50% ($10 to $26 nationally)
Collection Item (foreign)$40
Above the U.S. middle 50% ($10 to $26 nationally)
Check Copy$7
Above the U.S. middle 50% ($2 to $5 nationally)

Digital & Electronic

Online Bill PayNo charge
Inside the U.S. middle 50% ($0 to $6 nationally)

Cash & Deposit

Deposit Item Returned (business accounts)$10

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Late Fee$10
Not compared: Box drilling or key fee
Lost Key Replacement$25
Not compared: Box drilling or key fee
Tax Levy / Attachment$75
Inside the U.S. middle 50% ($30 to $87.50 nationally)

Other Fees

Duplicate Statement Copy$7
Above the U.S. middle 50% ($2 to $5 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Accounts Closed within 60 Days of Opening	$10Inside the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Escheatment Fee	$50Above the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Research / Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	Research / Reconciliation \| $30.00/hr (1 hour minimum charge)
Returned Mail Fee	$5Not compared: Charged per statement; comparison unavailable	per statement	Returned Mail Fee \| $5.00 per statement after 3rd return
Overdraft & NSF
Non Sufficient Funds (NSF) Fee	$35Above the U.S. middle 50% ($25 to $32 nationally)	Not stated	None
ATM & Card
Lost/Replacement ATM / Debit Card	$15Above the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Expedited Card	$75Above the U.S. middle 50% ($30 to $50 nationally)	Not stated	None
Wire Transfers
Wire Transfers – Domestic	$20Inside the U.S. middle 50% ($20 to $25 nationally)	Not stated	None
Wire Transfers – Foreign	$40Inside the U.S. middle 50% ($40 to $50 nationally)	Not stated	None
Check Services
Treasurer’s Check	$6Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Order	$3Inside the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
Stop Payment Order	$30Inside the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Temporary Checks	$4Inside the U.S. middle 50% ($1 to $4 nationally)	Not stated	None
Collection Item (domestic and Canadian)	$20Inside the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Collection Item (foreign)	$40Above the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Check Copy	$7Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Digital & Electronic
Online Bill Pay	No chargeInside the U.S. middle 50% ($0 to $6 nationally)	Not stated	None
Cash & Deposit
Deposit Item Returned (business accounts)	$10	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Tax Levy / Attachment	$75Inside the U.S. middle 50% ($30 to $87.50 nationally)	Not stated	None
Other Fees
Duplicate Statement Copy	$7Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Wrentham Co-operative Bank operates, and what regulators and customers have on file.

Branch footprint

3 offices in 1 state, $175.8M in branch deposits (June 2026)

Each dot is one office.

This bankOther banks and credit unions

Largest markets by deposits

$175.8M

Boston-Cambridge-Newton, MA-NH

0% of bank deposits, #68 of 100, unchanged over five years.

Largest competitors here	Deposit share
State Street Bank and Trust Company	41.7%
Bank of America, National Association	16%
Citizens Bank, National Association	10.1%
Santander Bank, N.A.	5.7%
Eastern Bank	4.1%

Fees in Wrentham →

Branch count by year

Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.

Market position

In Boston-Cambridge-Newton, MA-NH, Wrentham Co-operative Bank holds 0% of bank deposits, #68 of 100, with 3 offices.

Compare fees with the 123 Boston-Cambridge-Newton, MA-NH banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 38 institutions shown.

Wrentham Co-operative BankOther banksCredit unions

Showing 900 of 1,598 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Boston-Cambridge-Newton, MA-NH metro (FDIC metro code 14460), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 33 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1State Street Bank and Trust Company41.7%
2Bank of America, National Association16.0%
3Citizens Bank, National Association10.1%
4Santander Bank, N.A.5.7%
5Eastern Bank4.1%
6TD Bank, National Association3.1%
7Rockland Trust Company2.7%
8Beacon Bank and Trust1.3%
68Wrentham Co-operative Bank0.0%

9 of 100 institutions shown. $580.3B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Boston-Cambridge-Newton, MA-NH metro (FDIC metro code 14460)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0% share, 3 offices, #68 of 100

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Boston-Cambridge-Newton, MA-NH metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

313 offices of 99 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

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