Northern Interstate Bank, N. A.

Headquarters: Norway, Michigan
Charter: Bank
Assets: $193.5M
Fed district: Minneapolis

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northern Interstate Bank, N. A.: $30
Northern Interstate Bank, N. A.: $30
U.S. median: no median
NSF / Returned Item
Northern Interstate Bank, N. A.: $30
Northern Interstate Bank, N. A.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $37.50, the middle of its prices
Northern Interstate Bank, N. A.: $25 to $50
Northern Interstate Bank, N. A.: $25 to $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Northern Interstate Bank, N. A.’s own schedules, with a source for each figure.

Account Maintenance

Acct closed within 90 days of opening$25
Dormant Account Fee$2
per month
Escheat Fee$50
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Balancing Assistance $20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
ATM/Debit Card Chargeback$15
Returned Statement Fee$5

Overdraft & NSF

Overdraft Fee$30
per item
NSF Fee$30
per item
Continuous OD Fee (after 3 days)$5
Preauthorized Overdraft Transfer$2
per item

ATM & Card

Replace Lost/Restricted Card$10

Wire Transfers

Wire Transfer - Outgoing$25
Wire Transfer - Outgoing$50

Check Services

Cashiers Check Customers$2.50
Money Order Customers$2
Stop Payment$30
Temporary Checks$2
Not compared: Charged per page; comparison unavailable
per page · Temporary Checks $2.00 per page of 4
Check Cashing - Non Customer$10
Copy of Check$1

Cash & Deposit

Deposit Item Returned$4
Lost Night Depository Key fee$5
per item

Account Services

Notary Public Service$5
Safe Deposit Box Drill Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$50
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Rental 10X10 (annually)$70
per year
Safe Deposit Box Rental 3X10 (annually)$33
per year
Safe Deposit Box Rental 3X5 (annually)$16
per year
Safe Deposit Box Rental 5X10 (annually)$48
per year
Safe Deposit Box Rental 5X5 (annually)$27
per year
Garnishment/Levy$50
Account Verification$10

Gift & Prepaid Cards

Gift Cards$3.99

Other Fees

Account Activity Printout/Duplicate Statement$3
per item
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies $.50 per page

Fee	Amount	Basis	Note
Account Maintenance
Acct closed within 90 days of opening	$25	Not stated	None
Dormant Account Fee	$2	per month	None
Escheat Fee	$50	Not stated	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Balancing Assistance $20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM/Debit Card Chargeback	$15	Not stated	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
NSF Fee	$30	per item	None
Continuous OD Fee (after 3 days)	$5	Not stated	None
Preauthorized Overdraft Transfer	$2	per item	None
ATM & Card
Replace Lost/Restricted Card	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$25	Not stated	None
Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Cashiers Check Customers	$2.50	Not stated	None
Money Order Customers	$2	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks	$2Not compared: Charged per page; comparison unavailable	per page	Temporary Checks $2.00 per page of 4
Check Cashing - Non Customer	$10	Not stated	None
Copy of Check	$1	Not stated	None
Cash & Deposit
Deposit Item Returned	$4	Not stated	None
Lost Night Depository Key fee	$5	per item	None
Account Services
Notary Public Service	$5	Not stated	None
Safe Deposit Box Drill Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental 10X10 (annually)	$70	per year	None
Safe Deposit Box Rental 3X10 (annually)	$33	per year	None
Safe Deposit Box Rental 3X5 (annually)	$16	per year	None
Safe Deposit Box Rental 5X10 (annually)	$48	per year	None
Safe Deposit Box Rental 5X5 (annually)	$27	per year	None
Garnishment/Levy	$50	Not stated	None
Account Verification	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.99	Not stated	None
Other Fees
Account Activity Printout/Duplicate Statement	$3	per item	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies $.50 per page

Account Maintenance

2-Signature Checking Monthly maintenance fee$15
per month
Monthly Maintenance$5
per month

Fee	Amount	Basis	Note
Account Maintenance
2-Signature Checking Monthly maintenance fee	$15	per month	None
Monthly Maintenance	$5	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northern Interstate Bank, N. A.: $30
Northern Interstate Bank, N. A.: $30
U.S. median: no median
NSF / Returned Item
Northern Interstate Bank, N. A.: $30
Northern Interstate Bank, N. A.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $37.50, the middle of its prices
Northern Interstate Bank, N. A.: $25 to $50
Northern Interstate Bank, N. A.: $25 to $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Northern Interstate Bank, N. A.’s own schedules, with a source for each figure.

Account Maintenance

Acct closed within 90 days of opening$25
Dormant Account Fee$2
per month
Escheat Fee$50
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Balancing Assistance $20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
ATM/Debit Card Chargeback$15
Returned Statement Fee$5

Overdraft & NSF

Overdraft Fee$30
per item
NSF Fee$30
per item
Continuous OD Fee (after 3 days)$5
Preauthorized Overdraft Transfer$2
per item

ATM & Card

Replace Lost/Restricted Card$10

Wire Transfers

Wire Transfer - Outgoing$25
Wire Transfer - Outgoing$50

Check Services

Cashiers Check Customers$2.50
Money Order Customers$2
Stop Payment$30
Temporary Checks$2
Not compared: Charged per page; comparison unavailable
per page · Temporary Checks $2.00 per page of 4
Check Cashing - Non Customer$10
Copy of Check$1

Cash & Deposit

Deposit Item Returned$4
Lost Night Depository Key fee$5
per item

Account Services

Notary Public Service$5
Safe Deposit Box Drill Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Fee$50
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Rental 10X10 (annually)$70
per year
Safe Deposit Box Rental 3X10 (annually)$33
per year
Safe Deposit Box Rental 3X5 (annually)$16
per year
Safe Deposit Box Rental 5X10 (annually)$48
per year
Safe Deposit Box Rental 5X5 (annually)$27
per year
Garnishment/Levy$50
Account Verification$10

Gift & Prepaid Cards

Gift Cards$3.99

Other Fees

Account Activity Printout/Duplicate Statement$3
per item
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page · Photocopies $.50 per page

Fee	Amount	Basis	Note
Account Maintenance
Acct closed within 90 days of opening	$25	Not stated	None
Dormant Account Fee	$2	per month	None
Escheat Fee	$50	Not stated	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Balancing Assistance $20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM/Debit Card Chargeback	$15	Not stated	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
NSF Fee	$30	per item	None
Continuous OD Fee (after 3 days)	$5	Not stated	None
Preauthorized Overdraft Transfer	$2	per item	None
ATM & Card
Replace Lost/Restricted Card	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$25	Not stated	None
Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Cashiers Check Customers	$2.50	Not stated	None
Money Order Customers	$2	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks	$2Not compared: Charged per page; comparison unavailable	per page	Temporary Checks $2.00 per page of 4
Check Cashing - Non Customer	$10	Not stated	None
Copy of Check	$1	Not stated	None
Cash & Deposit
Deposit Item Returned	$4	Not stated	None
Lost Night Depository Key fee	$5	per item	None
Account Services
Notary Public Service	$5	Not stated	None
Safe Deposit Box Drill Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Fee	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental 10X10 (annually)	$70	per year	None
Safe Deposit Box Rental 3X10 (annually)	$33	per year	None
Safe Deposit Box Rental 3X5 (annually)	$16	per year	None
Safe Deposit Box Rental 5X10 (annually)	$48	per year	None
Safe Deposit Box Rental 5X5 (annually)	$27	per year	None
Garnishment/Levy	$50	Not stated	None
Account Verification	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.99	Not stated	None
Other Fees
Account Activity Printout/Duplicate Statement	$3	per item	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	Photocopies $.50 per page

Account Maintenance

2-Signature Checking Monthly maintenance fee$15
per month
Monthly Maintenance$5
per month

Fee	Amount	Basis	Note
Account Maintenance
2-Signature Checking Monthly maintenance fee	$15	per month	None
Monthly Maintenance	$5	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.