19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Texas Exchange Bank’s own schedules, with a source for each figure.
per month · No monthly charge
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 90 days of opening | $15 | Not stated | None |
| Account balancing assistance | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee – Item Paid | No charge | Not stated | None |
| Non-sufficient Funds Fee – Item Returned | No charge | Not stated | None |
ATM & Card | |||
| ATM / Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic outgoing | $20 | Not stated | None |
| Wire Transfers: Domestic incoming | $10 | Not stated | None |
| Wire Transfers: Foreign outgoing | $60 | Not stated | None |
| Wire Transfers: Foreign incoming | $10 | Not stated | None |
Check Services | |||
| Bank Draft | $20 | Not stated | None |
| Cashier's Checks | $4 | Not stated | None |
| Personal Money Orders | $3 | Not stated | None |
| Stop Payments - ACH and Checks | $25 | Not stated | None |
| Temporary checks - 5 | $3 | Not stated | None |
Digital & Electronic | |||
| Texas Exchange Bank Bill Payment | No charge | per month | No monthly charge |
Cash & Deposit | |||
| Deposited items returned unpaid | No charge | Not stated | None |
Account Services | |||
| Safe Deposit Box 10 x 10 x 22 | $100 | per year | None |
| Safe Deposit Box 3 x 6 x 22 | $18 | per year | None |
| Safe Deposit Box 3 x 9 x 22 | $27 | per year | None |
| Safe Deposit Box 5 x 9 x 22 | $45 | per year | None |
| Safe Deposit Box Drilled | $135Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Garnishments | $75 | Not stated | None |
| Levies | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Documentation Fee if closed before one year | $37 | Not stated | None |
Other Fees | |||
| Duplicate Annual Interest Statement | $5Not compared: Annual charge, not per item | per year | None |
| Photocopies | $1 | per item | None |
| Statement Copies | $3 | per item | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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