Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

National bank, over $250B

Bank of America, National Association

Charlotte, North CarolinaBankRichmond Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly maintenance fee$8Within the typical range ($4–$10 nationally)

ATM & CardVerified

ATM — an ATM that prominently displays the Bank of America: Non-Bank of America ATM Fee for$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.75 above the North Carolina median
per item · Source
Non-Bank of America ATM Fee$2.50Above the typical range ($1–$2.25 nationally)
$1 above the national median$0.75 above the North Carolina median
per item · Source
Rush Replacement ATM or Debit$15Below the typical range ($30–$50 nationally)
$25 below the national median$20 below the North Carolina median
per item · Source
International Transaction Fee3%of the transaction
—
Source

Wire TransfersVerified

Domestic outgoing wire$30Above the typical range ($20–$25 nationally)
$5 above the national median$11 above the North Carolina median
Source
Domestic incoming wire$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the North Carolina median
Source
International outgoing wire in U.S. dollars$45Within the typical range ($40–$50 nationally)
$5 below the national medianAt the North Carolina median
Source

Check ServicesVerified

Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$1 above the North Carolina median
per item · Source
Check Image$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the North Carolina median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly maintenance fee	$8Within the typical range ($4–$10 nationally)	$2 above the national median$3.03 above the North Carolina median	per month	—	Source
Monthly maintenance fee for Advantage SafeBalance Banking for Family Banking account	$4.95Within the typical range ($4–$10 nationally)	$1.05 below the national median$0.02 below the North Carolina median	per month	—	Source
Overdraft & NSFVerified
Overdraft Item Fee	$10Below the typical range ($25–$33 nationally)	$20 below the national median$19 below the North Carolina median	per item	—	Source
ATM & CardVerified
ATM — an ATM that prominently displays the Bank of America: Non-Bank of America ATM Fee for	$2.50Above the typical range ($1–$2.25 nationally)	$1 above the national median$0.75 above the North Carolina median	per item	—	Source
Non-Bank of America ATM Fee
Wire TransfersVerified
Domestic outgoing wire	$30Above the typical range ($20–$25 nationally)	$5 above the national median$11 above the North Carolina median	—	—	Source
Domestic incoming wire	$15
Check ServicesVerified
Stop Payment Fee	$30Within the typical range ($20–$30 nationally)	$2.50 above the national median$1 above the North Carolina median	per item	—	Source
Check Image	$0
Retirement & IRAVerified
IRA Direct Custodian Transfer	$50Above the typical range ($25–$35 nationally)	$25 above the national median$25 above the North Carolina median	per item	—	Source
Other FeesVerified
Statement Copy	$0Below the typical range ($2–$5 nationally)	$3 below the national median$5 below the North Carolina median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

13 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$2.7T

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.7T

Total deposits

$2.1T

Service charge income

$1.0B

Fee income ratio

4.4%

Return on assets

1.13%

Branches

3,598

Service charge income by quarter

Q2 2026$1.0B

Q1 2026$1.0B

Q4 2025$995.0M

Q3 2025$983.0M

Financial profile · Pro

Performance from regulator filings

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