First State Bank of Bedias

Headquarters: Bedias, Texas
Charter: Bank
Assets: $224.8M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
First State Bank of Bedias: $12
First State Bank of Bedias: $12
U.S. median: no median
Overdraft (OD)
First State Bank of Bedias: $30
First State Bank of Bedias: $30
U.S. median: no median
NSF / Returned Item
First State Bank of Bedias: $30
First State Bank of Bedias: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First State Bank of Bedias’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$12
per month
Account Early Closing Fee (audience not stated, treated as personal)$25
Service charge$3
per item
Undeliverable Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF (Non-Sufficient Funds) Paid Item Fee (audience not stated, treated as personal)$30
per item
NSF (Non-Sufficient Funds) Returned Item Fee (audience not stated, treated as personal)$30
per item
Overdraft Sweep Service Annual Fee (audience not stated, treated as personal)$25
Not compared: Annual charge, not per item
per year

ATM & Card

Expedited Debit Card Replacement (audience not stated, treated as personal)$50

Wire Transfers

Domestic Outgoing Wire Fee (audience not stated, treated as personal)$25
per item
Domestic Incoming Wire FeeNo charge
International Outgoing Wire Fee (audience not stated, treated as personal)$100
per item
International Incoming Wire Fee (audience not stated, treated as personal)$20
per item

Check Services

Cashier's Checks (audience not stated, treated as personal)$2
per item
Stop Payment Fee (audience not stated, treated as personal)$25
per item
Temporary Checks$2
per item

Digital & Electronic

Bill Pay Fee (audience not stated, treated as personal)$0.70

Account Services

Legal Process Fee (audience not stated, treated as personal)$100

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$12	per month	None
Account Early Closing Fee (audience not stated, treated as personal)	$25	Not stated	None
Service charge	$3	per item	None
Undeliverable Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF (Non-Sufficient Funds) Paid Item Fee (audience not stated, treated as personal)	$30	per item	None
NSF (Non-Sufficient Funds) Returned Item Fee (audience not stated, treated as personal)	$30	per item	None
Overdraft Sweep Service Annual Fee (audience not stated, treated as personal)	$25Not compared: Annual charge, not per item	per year	None
ATM & Card
Expedited Debit Card Replacement (audience not stated, treated as personal)	$50	Not stated	None
Wire Transfers
Domestic Outgoing Wire Fee (audience not stated, treated as personal)	$25	per item	None
Domestic Incoming Wire Fee	No charge	Not stated	None
International Outgoing Wire Fee (audience not stated, treated as personal)	$100	per item	None
International Incoming Wire Fee (audience not stated, treated as personal)	$20	per item	None
Check Services
Cashier's Checks (audience not stated, treated as personal)	$2	per item	None
Stop Payment Fee (audience not stated, treated as personal)	$25	per item	None
Temporary Checks	$2	per item	None
Digital & Electronic
Bill Pay Fee (audience not stated, treated as personal)	$0.70	Not stated	None
Account Services
Legal Process Fee (audience not stated, treated as personal)	$100	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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