Vidalia Federal Savings Bank

Headquarters: Vidalia, Georgia
Charter: Bank
Assets: $212.0M
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Plus Checking $5 · Premier Checking $7 · Premier Plus Checking $7
Compared at $7, the middle of its prices
Vidalia Federal Savings Bank: $5 to $7
Vidalia Federal Savings Bank: $5 to $7
U.S. median: no median
Overdraft (OD)
Vidalia Federal Savings Bank: $35
Vidalia Federal Savings Bank: $35
U.S. median: no median
NSF / Returned Item
Vidalia Federal Savings Bank: $35
Vidalia Federal Savings Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Vidalia Federal Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Freedom Plus Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Premier Checking Monthly service charge (audience not stated, treated as personal)$7
per month
Premier Plus Checking Monthly service charge (audience not stated, treated as personal)$7
per month
Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal)$5
per month

Overdraft & NSF

Overdraft – Each Overdraft Paid$35
per item
Nonsufficient Funds (NSF)$35
per item

ATM & Card

Debit Card Replacement$5

Wire Transfers

Outgoing Wire$25
Outgoing International Wire$50

Check Services

Stop Payment (ACH or Check)$35
Check Image Copy$3

Other Fees

Duplicate Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Freedom Plus Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Premier Checking Monthly service charge (audience not stated, treated as personal)	$7	per month	None
Premier Plus Checking Monthly service charge (audience not stated, treated as personal)	$7	per month	None
Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal)	$5	per month	None
Overdraft & NSF
Overdraft – Each Overdraft Paid	$35	per item	None
Nonsufficient Funds (NSF)	$35	per item	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire	$25	Not stated	None
Outgoing International Wire	$50	Not stated	None
Check Services
Stop Payment (ACH or Check)	$35	Not stated	None
Check Image Copy	$3	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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