Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Vidalia Federal Savings Bank

Vidalia, GeorgiaBankAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal)$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=dormant_account; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal) | $5.00 monthly ($60 max)" · Source

Overdraft & NSFVerified

Nonsufficient Funds (NSF) Each$35Above the typical range ($15–$32 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=nsf; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Nonsufficient Funds (NSF) Each | $35.00" · Source
Overdraft – Each Overdraft Paid$35Above the typical range ($10–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=overdraft; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Overdraft – Each Overdraft Paid | $35.00" · Source

Wire TransfersVerified

Outgoing International Wire$50Within the typical range ($35–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=wire_intl_outgoing; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Outgoing International Wire | $50.00" · Source
Outgoing Wire$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=wire_domestic_outgoing; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Outgoing Wire | $25.00" · Source

Check ServicesVerified

Check Image Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=check_image; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Check Image Copy | $3.00" · Source
Stop Payment (ACH or Check)$35Above the typical range ($20–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=stop_payment; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Stop Payment (ACH or Check) | $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=dormant_account; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Dormant Account Fee (Dormancy occurs after 3 years of no deposits or withdrawal) \| $5.00 monthly ($60 max)"	Source
Overdraft & NSFVerified
Nonsufficient Funds (NSF) Each	$35Above the typical range ($15–$32 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=nsf; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Nonsufficient Funds (NSF) Each \| $35.00"	Source
Overdraft – Each Overdraft Paid	$35
Wire TransfersVerified
Outgoing International Wire	$50Within the typical range ($35–$50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=wire_intl_outgoing; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Outgoing International Wire \| $50.00"	Source
Outgoing Wire	$25
Check ServicesVerified
Check Image Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3144. canonical_hint=check_image; text_hash=335637d859b8a8e0eb571ac7e7c527ce66d39c013853beff0e555a4613665fff; excerpt="Check Image Copy \| $3.00"	Source
Stop Payment (ACH or Check)	$35

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$212.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$212.0M

Total deposits

$164.3M

Service charge income

$24K

Fee income ratio

3.2%

Return on assets

-0.88%

Branches

Service charge income by quarter

Q2 2026$24K

Q1 2026$26K

Q4 2025$32K

Q3 2025$29K

Financial profile · Pro

Performance from regulator filings

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