Four fees from its schedule are published so far: NSF / returned item $39, stop payment $39, wire transfer $50 and 1 more.
Source: its fee schedule, read Oct 5, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
63rd percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 5, 2026
Call-report figures are for The Peoples Bank of Georgia at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,681 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Peoples Bank of Georgia's published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.7% of revenue, above the 2.1% median of 1,681 banks with under $300M in assets (63rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $89K in Q2 2026, 7.2% above the same quarter a year earlier ($83K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
3 of 3 compared published fees sit above the Georgia median; 0 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Georgia medians for fees published by banks and credit unions.
NSF / Returned Item
Stop Payment
Wire Transfer (Int'l In)
Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Call reports for The Peoples Bank of Georgia (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $89K | −$9K | −9.2% |
| Q1 2026 | $98K | +$10K | +11.4% |
| Q4 2025 | $88K | −$1K | −1.1% |
| Q3 2025 | $89K | +$6K | +7.2% |
| Q2 2025 | $83K | +$9K | +12.2% |
| Q1 2025 | $74K | +$2K | +2.8% |
| Q4 2024 | $72K | +$3K | +4.3% |
| Q3 2024 | $69K | +$1K | +1.5% |
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,681 reported a share above 0% and are counted, The Peoples Bank of Georgia left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Peoples Bank of Georgia by share.
Amounts from The Peoples Bank of Georgia’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSF | |||
| NSF Check Charge | $39Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
Wire Transfers | |||
| International Wire Transfer Fee (incoming) | $50Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Stop payment fee | $39Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Other Fees | |||
| Statement copy | $0.50Not compared: Charged per page; comparison unavailable | per page | None |
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Peoples Bank of Georgia operates, and what regulators and customers have on file.
Branch footprint
4 offices in 1 state, $219.3M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 2 | $112.1M | |
| Outside a metro area | 2 | $107.2M |
Columbus, GA-AL
1.2% of bank deposits, #10 of 16, up 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Pinnacle Bank | 57.1% |
| Truist Bank | 12.3% |
| Wells Fargo Bank, National Association | 11.8% |
| FirstBank | 3.6% |
| Phenix-Girard Bank | 3.3% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Columbus, GA-AL, The Peoples Bank of Georgia holds 1.2% of bank deposits, #10 of 16, with 2 offices.
61 offices of 22 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 16 institutions shown. $9.5B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2018 to 2026
June 2026: 1.2% share, 2 offices, #10 of 16
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2018 to 2026.
Credit unions, reported separately
13 offices of 6 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows