16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Bonus Checking
Can be waived with a minimum balance of $500 or more.
Overdraft (OD)
Wire Transfer (Domestic Out)
Compared at $22.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Institution for Savings in Newburyport and Its Vicinity’s own schedules, with a source for each figure.
per statement · Recurring Duplicate Account Statement | $3.00 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bonus Checking Monthly service charge | $10 | per month | None |
| Research (mail fee applies) | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft/Insufficient Item Charge | $25 | per item | None |
| Overdraft Protection Transfers (from another deposit account) | $3 | per item | None |
ATM & Card | |||
| ATM/Debit Card Replacement (audience not stated, treated as personal) | $15 | Not stated | None |
Wire Transfers | |||
| Cash Management Wire Transfer – Domestic Outgoing | $20 | per item | None |
| Wire Transfer - Domestic Outgoing | $25 | per item | None |
| Wire Transfer - Incoming | No charge | Not stated | None |
| Wire Transfer - Foreign Outgoing | $65 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | per item | None |
| Money Order | $3 | per item | None |
| Stop Payment Order (expires in 6 months) (audience not stated, treated as personal) | $25 | per item | None |
Digital & Electronic | |||
| Cash Management ACH Origination | $0.10 | per item | None |
| Bill Pay (audience not stated, treated as personal) | No charge | Not stated | None |
Cash & Deposit | |||
| Night Depository | No charge | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Drilled Safe Deposit Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Services(Subpoenas, Levies, Attachments & Garnishments) | No charge | Not stated | None |
Other Fees | |||
| Recurring Duplicate Account Statement | $3Not compared: Charged per statement; comparison unavailable | per statement | Recurring Duplicate Account Statement | $3.00 per statement |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per statement · Recurring Duplicate Account Statement | $3.00 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research (mail fee applies) | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft/Insufficient Item Charge | $25 | per item | None |
| Overdraft Protection Transfers (from another deposit account) | $3 | per item | None |
Wire Transfers | |||
| Cash Management Wire Transfer – Domestic Outgoing | $20 | per item | None |
| Wire Transfer - Domestic Outgoing | $25 | per item | None |
| Wire Transfer - Incoming | No charge | Not stated | None |
| Wire Transfer - Foreign Outgoing | $65 | per item | None |
Check Services | |||
| Treasurer’s Check | $5 | per item | None |
| Money Order | $3 | per item | None |
Digital & Electronic | |||
| Cash Management ACH Origination | $0.10 | per item | None |
Cash & Deposit | |||
| Return Deposited Item – Business | $10 | per item | None |
| Night Depository | No charge | Not stated | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Drilled Safe Deposit Box | $200Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Replacement Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing Services(Subpoenas, Levies, Attachments & Garnishments) | No charge | Not stated | None |
Other Fees | |||
| Recurring Duplicate Account Statement | $3Not compared: Charged per statement; comparison unavailable | per statement | Recurring Duplicate Account Statement | $3.00 per statement |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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